Incorporated in 2014, Wise Dialog Bank (formerly Banca Widiba) is a direct bank offering retail banking products and services via direct channels, for example Internet. Being a direct bank, Wise Dialog Bank doesn't have to support an expensive branch network and hence can offer its products and services at fair prices. Wise Dialog Bank is owned by Banca Monte dei Paschi di Siena and is a member of Montepaschi Group.
Becoming a client of Wise Dialog Bank S.p.a. can be done in a few steps:
Due to regulatory requirements Wise Dialog Bank S.p.a. performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Wise Dialog Bank S.p.a. will ask him/her to provide the following documents: passport; proof of address. For corporate clients Wise Dialog Bank S.p.a. will ask to provide corporate documentation as well as information about controlling persons. Wise Dialog Bank S.p.a. may request additional documentation or information depending on the case. Account opening procedure is usually completed within a few minutes.
Wise Dialog Bank S.p.a. is the 61st largest bank in Italy in terms of total assets. In 2018 its total assets were 3 278,02 mln EUR, providing the bank with the market share of 0.12%. In 2018 the bank's net income was 1,55 mln EUR. Wise Dialog Bank S.p.a. had 229 employees in 2018.
Wise Dialog Bank S.p.a. participates in the deposit guarantee scheme of Italy. This deposit guarantee scheme applies to current accounts, cash accounts, time deposits made by natural persons, legal entities and covers up to up to 100,000 EUR per bank per depositor. Wise Dialog Bank S.p.a. is a member of Interbank Deposit Protection Fund (FITD) and makes its contributions into it.
Wise Dialog Bank S.p.a. is headquartered in MILANO.
Wise Dialog Bank S.p.a. has profiles at the following social networks: