BNI - Banco de Negócios Internacional (Europa), SA

Business Summary

Services
retail banking
corporate banking
Products
current accounts
savings accounts
time deposit accounts (0.10 - 1.25 %)
payment cards
business financing
trade finance
Area Served
PTPortugal
AOAngola
internationally
DEGermany
Account Currencies
EUEUR
USUSD
Card Providers
VisaVisa

BNI - Banco de Negócios Internacional (Europa), SA provides products and services in the areas of retail banking, corporate banking. The range of products offered by BNI - Banco de Negócios Internacional (Europa), SA includes current accounts, savings accounts, time deposit accounts (0.10 - 1.25 %), payment cards, business financing, trade finance.

Account Opening

Account Opening Procedure
visit bank branch

Opening an account with BNI - Banco de Negócios Internacional (Europa), SA can be done by performing the following steps: visit bank branch.

Required Documents
passport
proof of address
employment details
application form

BNI - Banco de Negócios Internacional (Europa), SA requires the following documents to open a personal bank account: passport; proof of address; employment details; application form.

While opening a bank account BNI - Banco de Negócios Internacional (Europa), SA has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by BNI - Banco de Negócios Internacional (Europa), SA and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
employment details
any one of the documents above
Income Source
Forms
application form
all the forms from above

BNI - Banco de Negócios Internacional (Europa), SA may require additional documentation or information depending on the case.

Identity Verification
branch visit

BNI - Banco de Negócios Internacional (Europa), SA performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by BNI - Banco de Negócios Internacional (Europa), SA are available at its branches and via its online banking system, mobile application.

Mobile Application: BNI Europa

BNI Europa
BNI Europa
BNI Europa
BNI Europa
BNI Europa Supported Languages
GBEnglish

Products

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

BNI - Banco de Negócios Internacional (Europa), SA offers the following time deposit accounts.

Updated on 27 May 2020

Firmenfestgeld
Sales Region
DEGermany
Investment Amount
5,000 - 100,000 EUR
Interest Rate (p.a.)
0.10 - 0.60 %
Deposit Term
1 - 36 months
Time Deposit Account Details
Product Name
Firmenfestgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.10 %
Max. Interest Rate (p.a.)
0.60 %
Min. Deposit Term
1 month
Max. Deposit Term
36 months
Min. Investment Amount
5,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year
Festgeld
Sales Region
DEGermany
Investment Amount
5,000 - 100,000 EUR
Interest Rate (p.a.)
0.20 - 1.25 %
Deposit Term
3 - 60 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.20 %
Max. Interest Rate (p.a.)
1.25 %
Min. Deposit Term
3 months
Max. Deposit Term
60 months
Min. Investment Amount
5,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with BNI - Banco de Negócios Internacional (Europa), SA are covered by deposit guarantee scheme of Portugal up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Portugal is not taxed. Interest gained on time deposit accounts by residents of Portugal is taxed at 25.00% rate. When the interest is paid, this tax is automatically withhold by BNI - Banco de Negócios Internacional (Europa), SA from the time deposit account.

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