NLB Banka AD Skopje

Deposit Guarantee

Deposit Guarantee
Yes (up to 30,000 EUR per depositor)

Deposit guarantee scheme is a financial stability mechanism implemented in many countries to protect bank depositors against the loss of their deposits in the case when a bank is unable to meet its obligations to depositors by compensating certain deposits held by depositors of the bank. This compensation is paid out from the contributions which banks have made into a deposit guarantee fund.

Deposit Guarantee in NLB Banka AD Skopje

All credit institutions operating in Macedonia are obliged to participate in Macedonian deposit guarantee scheme.

NLB Banka AD Skopje is a member of Deposit Insurance Fund (DIF) and makes its contributions into it. In the case of NLB Banka AD Skopje failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Maximum Protected Amount
30,000 EUR
Eligible Depositors
natural persons
  • residents of Macedonia
  • citizens of Macedonia
  • foreign residents
  • foreign citizens
Non-Eligible Depositors
small- and medium-size enterprises
financial institutions
government bodies
local authorities
Covered Accounts
all deposit accounts, for example
  • current accounts
  • savings accounts
  • time deposit accounts
  • deposits related to payment cards
Covered Currencies
all currencies, namely
  • MKD (Macedonian denar)
  • foreign currencies
Paid In Currency

Deposit Insurance Fund (DIF)

ul. 11 Oktomvri br. 18, 1000 Skopje, Macedonia
+389 2 32 35 730

Further Information

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