Deposit guarantee scheme is a financial stability mechanism
implemented in many countries to protect bank depositors against the loss of their deposits
in the case when a bank is unable to meet its obligations to depositors
by compensating certain deposits held by depositors of the bank.
This compensation is paid out from the contributions which banks have made
into a deposit guarantee fund.
Deposit Guarantee in NLB Banka AD Skopje
All credit institutions operating in Macedonia are obliged to participate
in Macedonian deposit guarantee scheme.
NLB Banka AD Skopje is a member of Deposit Insurance Fund (DIF) and makes its contributions into it. In the case of NLB Banka AD Skopje failure, eligible depositors having covered accounts
in this bank will be paid out the following compensation:
Maximum Protected Amount
residents of Macedonia
citizens of Macedonia
small- and medium-size enterprises companies banks financial institutions government bodies local authorities