Hipotekarna banka AD Podgorica

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Business Focus
universal banking

Hipotekarna Banka is a universal commercial bank, providing retail, corporate and investment banking products and services to individuals and businesses.


retail banking
business banking
investment banking


natural persons

Area Served



current accounts
payment cards
deposit accounts
trading accounts
consumer loans
cash loans
business loans

Account Currencies

EUEUR (Euro)

Card Providers


Ways to Bank

Hipotekarna banka AD Podgorica delivers its products and services through both direct and indirect channels, namely:
online banking
mobile app


Total Assets of Hipotekarna banka AD Podgorica
Net_income of Hipotekarna banka AD Podgorica
Market Share of Hipotekarna banka AD Podgorica
Total Assets (2019)
530.48 mln EUR  (+4.66%)
Net Income (2019)
4.86 mln EUR  (+12.84%)

Hipotekarna banka AD Podgorica is the 5th largest bank in Montenegro in terms of total assets. In 2019 its total assets were 530,48 mln EUR, providing the bank with the market share of 11.52%. In 2019 the bank's net income was 4,86 mln EUR.

Deposit Guarantee

Protected Amount
up to 50,000 EUR
Guarantee Fund
Deposit Protection Fund
Covered Depositors
natural persons (Montenegrin and foreign)
legal entities
Covered Accounts
all deposit accounts

Hipotekarna banka AD Podgorica participates in the deposit guarantee scheme of Montenegro. This deposit guarantee scheme applies to all deposit accounts made by natural persons (Montenegrin and foreign), legal entities and covers up to up to 50,000 EUR per bank per depositor. Hipotekarna banka AD Podgorica is a member of Deposit Protection Fund and makes its contributions into it.


Josipa Broza Tita 67, 81000, Podgorica, Montenegro
+382 (0)77 700 001
+382 (0)77 700 071

Hipotekarna banka AD Podgorica is headquartered in Podgorica.

Social Networks

Hipotekarna banka AD Podgorica has profiles at the following social networks:

Bank Identifiers

Company Number

Bank Supervision

Supervised By
Central Bank of Montenegro

Hipotekarna banka AD Podgorica is authorized and supervised by the Central Bank of Montenegro.

Bank History

Start Date
17 December 2002

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