Podgorička banka AD Podgorica

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Business Focus
retail and corporate banking

In February 2019, Societe Generale Montenegro was sold to OTP Bank (Hungary) and became Podgorička banka. Podgorička banka is a modern and dynamic financial institution which provides a wide range of banking services through its branch network to individuals and legal entities.

Products and Services

retail banking
SME banking
corporate banking
Area Served

Account Opening

Becoming a client of Podgorička banka AD Podgorica can be done in a few steps:
Visit bank branch

Due to regulatory requirements Podgorička banka AD Podgorica performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Podgorička banka AD Podgorica will ask him/her to provide the following documents: passport, ID card, PEP form. For corporate clients Podgorička banka AD Podgorica will ask to provide corporate documentation as well as information about controlling persons. Podgorička banka AD Podgorica may request additional documentation or information depending on the case.

Ways to Bank

Podgorička banka AD Podgorica delivers its products and services through both direct and indirect channels, namely:
online banking
mobile app
SMS service


Total Assets (2018)
530.46 mln EUR  (+9.74%)
Net Income (2018)
10.66 mln EUR  (+44.20%)

Podgorička banka AD Podgorica is the 2nd largest bank in Montenegro in terms of total assets. In 2018 its total assets were 530,46 mln EUR, providing the bank with the market share of 12.04%. In 2018 the bank's net income was 10,66 mln EUR.

Deposit Guarantee

Protected Amount
up to 50,000 EUR
Guarantee Fund
Deposit Protection Fund
Covered Depositors
natural persons (Montenegrin and foreign)
legal entities
Covered Accounts
all deposit accounts

Podgorička banka AD Podgorica participates in the deposit guarantee scheme of Montenegro. This deposit guarantee scheme applies to all deposit accounts made by natural persons (Montenegrin and foreign), legal entities and covers up to up to 50,000 EUR per bank per depositor. Podgorička banka AD Podgorica is a member of Deposit Protection Fund and makes its contributions into it.

Member of Group

 OTP Bank (Hungary)

Podgorička banka AD Podgorica is a member of OTP Bank (Hungary).


Bulevar Revolucije br.17, 81000, Podgorica, Montenegro
+382 (0)20 415 500

Podgorička banka AD Podgorica is headquartered in Podgorica.

Bank Identifiers

Company Number

Bank History

Start Date
18 December 2002
Previous Name
Societe Generale banka Montenegro AD