Podgorička banka AD Podgorica

Financial Positions

Total Assets (2018)
530.46 mln EUR  (+9.74%)
Total Equity (2018)
65.87 mln EUR  (+9.16%)

In 2018 total assets of Podgorička banka AD Podgorica were 530.46 mln EUR. Growth compared to the previous period (2017) was 9.74%. The evolution of the total assets of Podgorička banka AD Podgorica is shown at Chart 1 below.

Total Assets of Podgorička banka AD Podgorica.

Chart 1. Total Assets of Podgorička banka AD Podgorica.

Recent changes in total assets of Podgorička banka AD Podgorica and its main components are shown in Table 1.

2017 2018 % change
Cash and deposits with Central Banks 66.5 85.9 +29.15%
Loans to banks 23.1 15.8 -31.36%
Loans to customers 340.9 377.4 +10.69%
Total Assets 483.4 530.5 +9.74%

Table 1. Recent changes in total assets of Podgorička banka AD Podgorica (mln EUR).

Recent changes in total liabilities of Podgorička banka AD Podgorica and its main components are shown in Table 2.

2017 2018 % change
Bank deposits 0.0 0.0
Customer deposits 355.6 385.9 +8.54%
Amount owed to banks 15.1 30.0 +98.83%
Amount owed to customers 44.9 39.7 -11.61%
Total Liabilities 483.4 530.5 +9.74%

Table 2. Recent changes in total liabilities of Podgorička banka AD Podgorica (mln EUR).

Profit and Loss

Operating Income (2018)
11.72 mln EUR  (+41.23%)
Net Income (2018)
10.66 mln EUR  (+44.20%)

Recent changes in gross profit of Podgorička banka AD Podgorica and its main components are shown in Table 3.

2017 2018 % change
Interest Income 22.9 23.0 +0.62%
Interest Charges -2.9 -2.4 -17.18%
Net Interest Income 20.0 21.1 +5.45%
Commission Income 8.4 7.8 -7.09%
Commission Charges -3.8 -4.7 +23.86%
Net Commission Income 4.6 3.1 -32.57%

Table 3. Recent changes in gross profit of Podgorička banka AD Podgorica (mln EUR).

In 2018 net income of Podgorička banka AD Podgorica was 10.66 mln EUR. Growth compared to the previous period (2017) was 44.20%. The evolution of the net income of Podgorička banka AD Podgorica is shown at Chart 2 below.

Net Income of Podgorička banka AD Podgorica.

Chart 2. Net Income of Podgorička banka AD Podgorica.