Universal Capital Bank AD Podgorica

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Business Focus
universal banking

Universal Capital Bank is a universal commercial bank providing retail, corporate and investment banking products and services to both private individuals and corporate customers.

Services

retail banking
corporate banking
investment banking

Clients

residents
non-residents

Area Served

MEMontenegro
internationally

Account Opening

Becoming a client of Universal Capital Bank AD Podgorica can be done in a few steps:
1.
Visit bank branch

Due to regulatory requirements Universal Capital Bank AD Podgorica performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Universal Capital Bank AD Podgorica will ask him/her to provide the following documents: passport, ID card. For corporate clients Universal Capital Bank AD Podgorica will ask to provide corporate documentation as well as information about controlling persons. Universal Capital Bank AD Podgorica may request additional documentation or information depending on the case.

Ways to Bank

Universal Capital Bank AD Podgorica delivers its products and services through both direct and indirect channels, namely:
branch
online banking

Financials

Total Assets of Universal Capital Bank AD Podgorica
Net_income of Universal Capital Bank AD Podgorica
Market Share of Universal Capital Bank AD Podgorica
Total Assets (2018)
266.83 mln EUR  (+16.69%)
Net Income (2018)
1.04 mln EUR  (+185.86%)

Universal Capital Bank AD Podgorica is the 7th largest bank in Montenegro in terms of total assets. In 2018 its total assets were 266,83 mln EUR, providing the bank with the market share of 6.05%. In 2018 the bank's net income was 1,04 mln EUR.

Deposit Guarantee

Protected Amount
up to 50,000 EUR
Guarantee Fund
Deposit Protection Fund
Covered Depositors
natural persons (Montenegrin and foreign)
legal entities
Covered Accounts
all deposit accounts

Universal Capital Bank AD Podgorica participates in the deposit guarantee scheme of Montenegro. This deposit guarantee scheme applies to all deposit accounts made by natural persons (Montenegrin and foreign), legal entities and covers up to up to 50,000 EUR per bank per depositor. Universal Capital Bank AD Podgorica is a member of Deposit Protection Fund and makes its contributions into it.

Contacts

Stanka Dragojevića bb, 81000, Podgorica, Montenegro
+382 20 481 481
+382 20 481 482

Universal Capital Bank AD Podgorica is headquartered in Podgorica.

Bank Identifiers

BIC (SWIFT)
FFBMMEPG
LEI
74780000O0HH4F9TXU31
Company Number
40008441

Bank Supervision

Supervised By
Central Bank of Montenegro
Reference Number
40008441

Universal Capital Bank AD Podgorica is authorized and supervised by the Central Bank of Montenegro (reference number 40008441).

Bank History

Start Date
12 July 2007