Universal Capital Bank AD Podgorica

Financial Positions

Total Assets (2019)
317.18 mln EUR  (+18.87%)
Total Equity (2019)
18.20 mln EUR  (+92.22%)

In 2019 total assets of Universal Capital Bank AD Podgorica were 317.18 mln EUR. Growth compared to the previous period (2018) was 18.87%. The evolution of the total assets of Universal Capital Bank AD Podgorica is shown at Chart 1 below.

Total Assets of Universal Capital Bank AD Podgorica.

Chart 1. Total Assets of Universal Capital Bank AD Podgorica.

Recent changes in total assets of Universal Capital Bank AD Podgorica and its main components are shown in Table 1.

2018 2019 % change
Cash and deposits with Central Banks 93.5 91.8 -1.86%
Loans to banks 17.1 13.7 -19.80%
Loans to customers 91.2 89.6 -1.72%
Total Assets 266.8 317.2 +18.87%

Table 1. Recent changes in total assets of Universal Capital Bank AD Podgorica (mln EUR).

Recent changes in total liabilities of Universal Capital Bank AD Podgorica and its main components are shown in Table 2.

2018 2019 % change
Bank deposits 0.0 0.0 0.00%
Customer deposits 245.0 285.4 +16.48%
Amount owed to banks 0.0 0.0 0.00%
Amount owed to customers 5.2 3.9 -24.99%
Total Liabilities 266.8 317.2 +18.87%

Table 2. Recent changes in total liabilities of Universal Capital Bank AD Podgorica (mln EUR).

Profit and Loss

Operating Income (2019)
3.54 mln EUR  (+217.81%)
Net Income (2019)
3.24 mln EUR  (+211.50%)

Recent changes in gross profit of Universal Capital Bank AD Podgorica and its main components are shown in Table 3.

2018 2019 % change
Interest Income 3.9 4.6 +15.95%
Interest Charges -1.3 -1.2 -12.19%
Net Interest Income 2.6 3.4 +30.23%
Commission Income 3.4 7.1 +106.10%
Commission Charges -2.1 -2.6 +25.12%
Net Commission Income 1.4 4.5 +226.86%

Table 3. Recent changes in gross profit of Universal Capital Bank AD Podgorica (mln EUR).

In 2019 net income of Universal Capital Bank AD Podgorica was 3.24 mln EUR. Growth compared to the previous period (2018) was 211.50%. The evolution of the net income of Universal Capital Bank AD Podgorica is shown at Chart 2 below.

Net Income of Universal Capital Bank AD Podgorica.

Chart 2. Net Income of Universal Capital Bank AD Podgorica.

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See Also

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