YAPI VE KREDİ BANKASI A.Ş.

Yapi Kredi is a Turkish universal bank, prodiving retail, private, corporate and invesment banking products and services to domestic and international clients (private individuals, SMEs and companies). Yapi Kredi also offers asset management, brokerage, leasing and factoring services.

Bank Category

Private Commercial Banks

Services

Retail Banking
SME Banking
Corporate Banking
Private Banking

Financials

Total Assets (2017)
297.81 bln TRL  (+17.80%)
Net Income (2017)
3 614.08 mln TRL  (+23.23%)

YAPI VE KREDİ BANKASI A.Ş. is the 6th largest bank in Turkey in terms of total assets. In 2017 its total assets were 297,81 bln TRL, providing the bank with the market share of 9.62%. In 2017 the bank's net income was 3 614,08 mln TRL.

YAPI VE KREDİ BANKASI A.Ş. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is BBB- (good credit quality). Long-term credit rating assigned to the bank by Moody's is Ba3 (non-investment grade speculative).

YAPI VE KREDİ BANKASI A.Ş. participates in deposit guarantee scheme of Turkey. This scheme covers accounts up to 100 000 TRL per bank per depositor.

Contacts

YAPI KREDİ PLAZA D BLOK BÜYÜKDERE CADDESİ 80620 LEVENT/ İSTANBUL, Turkey
(212) 339 70 00
(212) 339 60 00

Bank Identifiers

BIC (SWIFT)
YAPITRISXXX
Bank Sort Code
0067

Business Summary

Services
retail banking
SME banking
corporate banking
private banking

YAPI VE KREDİ BANKASI A.Ş. provides products and services in the areas of retail banking, SME banking, corporate banking, private banking.

Financial Positions

Total Assets (2017)
297.81 bln TRL  (+17.80%)

In 2017 total assets of YAPI VE KREDİ BANKASI A.Ş. were 297.81 bln TRL. Growth compared to the previous period (2016) was 17.80%. The evolution of the total assets of YAPI VE KREDİ BANKASI A.Ş. is shown at Chart 1 below.

Total Assets of YAPI VE KREDİ BANKASI A.Ş..

Chart 1. Total Assets of YAPI VE KREDİ BANKASI A.Ş..

Profit and Loss

Net Income (2017)
3 614.08 mln TRL  (+23.23%)

In 2017 net income of YAPI VE KREDİ BANKASI A.Ş. was 3 614.08 mln TRL. Growth compared to the previous period (2016) was 23.23%. The evolution of the net income of YAPI VE KREDİ BANKASI A.Ş. is shown at Chart 2 below.

Net Income of YAPI VE KREDİ BANKASI A.Ş..

Chart 2. Net Income of YAPI VE KREDİ BANKASI A.Ş..

Market Share and Rank (among banks in Turkey)

Total Assets (2017)
6th (market share 9.62%)

In 2017 YAPI VE KREDİ BANKASI A.Ş. was ranked the 6th largest bank in Turkey in terms of total assets, having 9.62% of the domestic market share.

Market share of YAPI VE KREDİ BANKASI A.Ş. (among banks in Turkey)

Chart 3. Market share of YAPI VE KREDİ BANKASI A.Ş. (among banks in Turkey)

Several banks having the market shares and ranks closest to YAPI VE KREDİ BANKASI A.Ş. are shown below.

RankNameTotal AssetsMarket Share
5 TÜRKİYE HALK BANKASI A.Ş.305350.65 mln TRL9.87%
6 YAPI VE KREDİ BANKASI A.Ş.297810.32 mln TRL9.62%
7 TÜRKİYE VAKIFLAR BANKASI T.A.O.270571.71 mln TRL8.74%
 

Credit Ratings (as of May 2018)

Fitch Moody's
BBB- (good credit quality) Ba3 (non-investment grade speculative)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. YAPI VE KREDİ BANKASI A.Ş. is rated by Fitch and Moody's.

Credit ratings assigned to YAPI VE KREDİ BANKASI A.Ş. as of May 2018 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for YAPI VE KREDİ BANKASI A.Ş. it is set to BBB- (good credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for YAPI VE KREDİ BANKASI A.Ş. is set to F3 (fair short-term credit quality).

Long-Term Issuer Default Rating  BBB-
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F3
Viability Rating  bb+
Support Rating  2
Support Rating Floor  -

Viability rating for YAPI VE KREDİ BANKASI A.Ş. is set to bb+ (speculative fundamental credit quality); support rating is 2 (high probability of external support); support rating floor is not set.

Moody's

Long-term rating for YAPI VE KREDİ BANKASI A.Ş. it is set to Ba3 (non-investment grade speculative). Long-term bank deposit rating is Ba3 (non-investment grade speculative). Baseline credit assessment is ba3. Short-term rating is not assigned.

Long-Term Rating  Ba3
Long-Term Bank Deposit Rating  Ba3
Baseline Credit Assessment  ba3
Short-Term Rating  -
Outlook  negative

Outlook for the ratings of YAPI VE KREDİ BANKASI A.Ş. is set to negative (may be lowered).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 TRL per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Turkey are obliged to participate in Turkish deposit guarantee scheme.

In the case of YAPI VE KREDİ BANKASI A.Ş. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons
Covered Accounts  all cash deposit accounts, precious metals accounts
Maximum Protected Amount  100 000 TRL
Paid In Currency  TRL

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of YAPI VE KREDİ BANKASI A.Ş. and its components are shown in the table below.

BIC  YAPITRISXXX
Bank BIC Code  YAPI
Country Code  TR (Turkey)
Location Code  IS
Branch Code  XXX

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  0067

European Presence: 3 banks in 3 countries

YAPI VE KREDİ BANKASI A.Ş. operates under the brand name Yapi Kredi Bank. This banking brand has presence in the following European countries and selected dependent territories of the European countries:

Malta

Netherlands

Turkey

  •  (this bank) YAPI VE KREDİ BANKASI A.Ş.