Established in 1976, Agroindustrijsko komercijalna banka (AIK Banka) was operating as an internal bank of Agroindustrijski Kombinat Niš (Agro-Industrial Enterprise Niš). In 1993 AIK Banka started operating as a universal bank, providing retail, corporate and investment banking products and services to a broad range of customers with the focus on retail and agriculture, as well as small and medium-sized enterprises.
Agroindustrijsko komercijalna banka AIK banka a.d. Beograd is the 7th largest bank in Serbia in terms of total assets. In 2018 its total assets were 206,56 bln RSD, providing the bank with the market share of 5.47%. In 2018 the bank's annual profit was 5 642,95 mln RSD.
Agroindustrijsko komercijalna banka AIK banka a.d. Beograd participates in the deposit guarantee scheme of Serbia. This deposit guarantee scheme applies to any credit balance made by natural persons, micro-, small- and medium-sized legal entities and covers up to up to 50,000 EUR per bank per depositor. Agroindustrijsko komercijalna banka AIK banka a.d. Beograd is a member of Deposit Insurance Agency (AOD) and makes its contributions into it.