Created by Anna Mileiko 
NLB Banka a.d. Beograd is a member of NLB Group (Slovenia). NLB Banka a.d. Beograd takes care of long-term professional partnership with the clients, continuously developing new products and services and improving the existing offers. NLB Banka a.d. Beograd operates as a universal commercial bank providing a wide range of retail and business banking products and services.
In 2021, NLB banka a.d. Beograd achieved the position of 16th largest bank in Serbia with a market share of 1.43%; its total assets grew by 4.09%.
Additionally, the bank became the 14th profitable bank in relation to its total assets showcasing 0.61% return on assets and 5.62% return on equity in 2021.
Also the lender held the 9th position regarging its loans-to-deposits (L/D) registering 88.71% L/D ratio in 2021.
Deposits up to 50,000 EUR are covered by Serbian deposit guarantee scheme in NLB banka a.d. Beograd.
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NLB banka a.d. Beograd ranked as the 16th largest bank in Serbia by total assets. In 2021 its total assets were 84,082.13 mln RSD, representing a 1.43% market share. In 2021 the bank's annual profit was 506.14 mln RSD.
Deposit Insurance Agency (AOD)NLB banka a.d. Beograd protects deposits up to up to 50,000 EUR per depositor through Serbia's deposit guarantee scheme. The scheme applies to any credit balance made by natural persons, micro-, small- and medium-sized legal entities. The bank participates in the Deposit Insurance Agency (AOD), making regular contributions into it.
Bulevar Mihajla Pupina 165v, 11000, Belgrade, Serbia
+381 11 22 25 100
+381 11 22 25 194
http://www.nlb.rsNLB banka a.d. Beograd has profiles at the following social networks:
NLB banka a.d. Beograd was authorized and supervised by the National Bank of Serbia (reference number 08250499).
In 2021 total assets of NLB banka a.d. Beograd were 84,082.13 mln RSD. Growth compared to the previous period (2020) was 4.09%. The evolution of the total assets of NLB banka a.d. Beograd is shown at Chart 1 below.
Chart 1. Total Assets of NLB banka a.d. Beograd.
Recent changes in total assets of NLB banka a.d. Beograd and its main components are shown in Table 1.
| 2020 | 2021 | change (%) | |
|---|---|---|---|
| Cash and deposits with Central Banks | 8,178.8 | 9,197.9 | +12.46% |
| Loans to banks | 7,653.1 | 3,864.6 | -49.50% |
| Loans to customers | 55,247.9 | 59,740.3 | +8.13% |
| Total Assets | 80,775.0 | 84,082.1 | +4.09% |
Table 1. Recent changes in total assets of NLB banka a.d. Beograd (mln RSD).
Recent changes in total liabilities of NLB banka a.d. Beograd and its main components are shown in Table 2.
| 2020 | 2021 | change (%) | |
|---|---|---|---|
| Bank deposits | 12,896.1 | 21,775.2 | +68.85% |
| Customer deposits | 55,888.8 | 49,921.6 | -10.68% |
| Total Liabilities | 80,775.0 | 84,082.1 | +4.09% |
Table 2. Recent changes in total liabilities of NLB banka a.d. Beograd (mln RSD).
Recent changes in gross profit of NLB banka a.d. Beograd and its main components are shown in Table 3.
| 2020 | 2021 | change (%) | |
|---|---|---|---|
| Interest Income | 3,208.9 | 3,213.1 | +0.13% |
| Interest Charges | -639.7 | -474.1 | -25.89% |
| Net Interest Income | 2,569.2 | 2,739.1 | +6.61% |
| Commission Income | 931.7 | 1,115.0 | +19.68% |
| Commission Charges | -189.3 | -244.5 | +29.12% |
| Net Commission Income | 742.3 | 870.6 | +17.27% |
Table 3. Recent changes in gross profit of NLB banka a.d. Beograd (mln RSD).
In 2021 annual profit of NLB banka a.d. Beograd was 506.14 mln RSD. Growth compared to the previous period (2020) was 70.06%. The evolution of the annual profit of NLB banka a.d. Beograd is shown at Chart 2 below.
Chart 2. Annual Profit of NLB banka a.d. Beograd.
In 2021 NLB banka a.d. Beograd was ranked the 16th largest bank in Serbiain terms of total assets, having 1.43% of the domestic market share.
Chart 3. Market share of NLB banka a.d. Beograd (among banks in Serbia)
Historical changes in NLB banka a.d. Beograd's domestic rank and market share over 2017-2021 are shown below:
| Year | Rank | Market % |
|---|---|---|
| 2021 | 16 | 1.43 % |
| 2020 | 16 | 1.76 % |
| 2019 | 15 | 1.77 % |
| 2018 | 17 | 1.52 % |
| 2017 | 17 | 1.31 % |
TheBanks.eu identified several banks banks having the market shares and ranks closest to NLB banka a.d. Beograd listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 15 |  | 2.15% | 127.73 bln RSD (+13.38%) |
| 16 | | 1.43% | 84,082.13 mln RSD (+4.09%) |
| 17 |  | 1.34% | 79,762.84 mln RSD (+44.57%) |
Discover key identifiers of NLB banka a.d. Beograd including its BIC, LEI, company number.
BIC: CONARS22
The BIC (also known as SWIFT code) for NLB banka a.d. Beograd is CONARS22. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
| Key | Value |
|---|---|
| BIC | CONARS22 |
| Bank BIC Code | CONA |
| Country Code | RS (Serbia) |
| Location Code | 22 |
| Branch Code | - |
LEI: 48510000U6J9L58JR994
NLB banka a.d. Beograd’s LEI is 48510000U6J9L58JR994. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
| Key | Value |
|---|---|
| LEI | 48510000U6J9L58JR994 |
| LOU Identifier | 4851 |
| Reserved | 00 |
| Entity Identifier | 00U6J9L58JR9 |
| Verification ID | 94 |
Company Registration Number: 08250499
NLB banka a.d. Beograd is registered in Serbia under company number 08250499. In Serbia,Company Registration Number (Матичен Броj) is assigned automaticallywhen registering a company; the company details are then availablein the Serbian Business Registers Agency.The registration number is a unique and unchangeable identifier whichconsist of 8 digits.
| Key | Value |
|---|---|
| Company Number | 08250499 |
TheBanks.eu identified several banks similar to NLB banka a.d. Beograd based on various criteria, including:
