Created by Anna Mileiko 
Unicredit Bank Srbija a.d. Beograd is a member of UniCredit Group (Italy), a pan-European financial group. Unicredit Bank Srbija a.d. Beograd operates as a universal commercial bank covering financial needs of various customer groups, including individuals, private clients, entrepreneurs, corporate and international companies. Unicredit Bank Srbija a.d. Beograd offers expertise in corporate and private banking as well as an innovative approach and high-quality solutions in retail banking.
In 2023, Unicredit Bank Srbija a.d. Beograd achieved the position of 4th largest bank in Serbia with a market share of 10.74%; its total assets grew by 9.49%.
Additionally, the bank became the 4th profitable bank in relation to its total assets showcasing 3.02% return on assets and 20.63% return on equity in 2023.
Also the lender held the 13th position regarging its loans-to-deposits (L/D) registering 75.13% L/D ratio in 2023.
Deposits up to 50,000 EUR are covered by Serbian deposit guarantee scheme in Unicredit Bank Srbija a.d. Beograd.
branch
online banking
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Unicredit Bank Srbija a.d. Beograd ranks as the 4th largest bank in Serbia by total assets. In 2023 its total assets were 638.19 bln RSD, representing a 10.74% market share. In 2023 the bank's annual profit was 18,460.09 mln RSD.
Deposit Insurance Agency (AOD)Unicredit Bank Srbija a.d. Beograd protects deposits up to up to 50,000 EUR per depositor through Serbia's deposit guarantee scheme. The scheme applies to any credit balance made by natural persons, micro-, small- and medium-sized legal entities. The bank participates in the Deposit Insurance Agency (AOD), making regular contributions into it.
UniCredit (Italy)Unicredit Bank Srbija a.d. Beograd is a member of UniCredit (Italy).
Rajićeva 27-29, 11000, Belgrade, Serbia
+381 11 32 04 500; +381 11 37 77 888
+381 11 33 42 200Unicredit Bank Srbija a.d. Beograd has profiles at the following social networks:
Unicredit Bank Srbija a.d. Beograd is authorized and supervised by the National Bank of Serbia (reference number 17324918).
Unicredit Bank Srbija a.d. Beograd provides products and services in the areas of retail banking, business banking, corporate banking. Unicredit Bank Srbija a.d. Beograd offers a range of products including current accounts, debit cards, overdraft loans, savings accounts, time deposit accounts, insurance, cash loans, credit cards, business loans.
branch online banking mobile appProducts and services offered by Unicredit Bank Srbija a.d. Beograd are available at its branches and via its online banking system, mobile application.
English
SerbianIn 2023 total assets of Unicredit Bank Srbija a.d. Beograd were 638.19 bln RSD. Growth compared to the previous period (2022) was 9.49%. The evolution of the total assets of Unicredit Bank Srbija a.d. Beograd is shown at Chart 1 below.
Chart 1. Total Assets of Unicredit Bank Srbija a.d. Beograd.
Recent changes in total assets of Unicredit Bank Srbija a.d. Beograd and its main components are shown in Table 1.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Cash and deposits with Central Banks | 69.8 | 130.5 | +87.09% |
| Loans to banks | 77.5 | 65.2 | -15.94% |
| Loans to customers | 311.9 | 327.1 | +4.89% |
| Total Assets | 582.9 | 638.2 | +9.49% |
Table 1. Recent changes in total assets of Unicredit Bank Srbija a.d. Beograd (bln RSD).
Recent changes in total liabilities of Unicredit Bank Srbija a.d. Beograd and its main components are shown in Table 2.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Bank deposits | 125.3 | 132.4 | +5.66% |
| Customer deposits | 358.1 | 389.7 | +8.82% |
| Total Liabilities | 582.9 | 638.2 | +9.49% |
Table 2. Recent changes in total liabilities of Unicredit Bank Srbija a.d. Beograd (bln RSD).
Recent changes in gross profit of Unicredit Bank Srbija a.d. Beograd and its main components are shown in Table 3.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Interest Income | 19,149.1 | 35,148.8 | +83.55% |
| Interest Charges | -3,911.1 | -10,682.1 | +173.12% |
| Net Interest Income | 15,237.9 | 24,466.7 | +60.56% |
| Commission Income | 11,253.1 | 12,027.7 | +6.88% |
| Commission Charges | -3,947.3 | -3,923.4 | -0.61% |
| Net Commission Income | 7,305.8 | 8,104.3 | +10.93% |
Table 3. Recent changes in gross profit of Unicredit Bank Srbija a.d. Beograd (mln RSD).
In 2023 annual profit of Unicredit Bank Srbija a.d. Beograd was 18,460.09 mln RSD. Growth compared to the previous period (2022) was 120.33%. The evolution of the annual profit of Unicredit Bank Srbija a.d. Beograd is shown at Chart 2 below.
Chart 2. Annual Profit of Unicredit Bank Srbija a.d. Beograd.
In 2023 Unicredit Bank Srbija a.d. Beograd was ranked the 4th largest bank in Serbiain terms of total assets, having 10.74% of the domestic market share.
Chart 3. Market share of Unicredit Bank Srbija a.d. Beograd (among banks in Serbia)
Historical changes in Unicredit Bank Srbija a.d. Beograd's domestic rank and market share over 2019-2023 are shown below:
| Year | Rank | Market % |
|---|---|---|
| 2023 | 4 | 10.74 % |
| 2022 | 4 | 9.66 % |
| 2021 | 5 | 9.14 % |
| 2020 | 2 | 10.57 % |
| 2019 | 2 | 10.81 % |
TheBanks.eu identified several banks banks having the market shares and ranks closest to Unicredit Bank Srbija a.d. Beograd listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 3 |  | 11.17% | 663.69 bln RSD (+24.26%) |
| 4 | | 10.74% | 638.19 bln RSD (+9.49%) |
| 5 |  | 9.92% | 589.16 bln RSD (+7.45%) |
Discover key identifiers of Unicredit Bank Srbija a.d. Beograd including its BIC, LEI, company number.
BIC: BACXRSBG
The BIC (also known as SWIFT code) for Unicredit Bank Srbija a.d. Beograd is BACXRSBG. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
| Key | Value |
|---|---|
| BIC | BACXRSBG |
| Bank BIC Code | BACX |
| Country Code | RS (Serbia) |
| Location Code | BG |
| Branch Code | - |
LEI: 52990001O0THU00TYK59
Unicredit Bank Srbija a.d. Beograd’s LEI is 52990001O0THU00TYK59. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
| Key | Value |
|---|---|
| LEI | 52990001O0THU00TYK59 |
| LOU Identifier | 5299 |
| Reserved | 00 |
| Entity Identifier | 01O0THU00TYK |
| Verification ID | 59 |
Company Registration Number: 17324918
Unicredit Bank Srbija a.d. Beograd is registered in Serbia under company number 17324918. In Serbia,Company Registration Number (Матичен Броj) is assigned automaticallywhen registering a company; the company details are then availablein the Serbian Business Registers Agency.The registration number is a unique and unchangeable identifier whichconsist of 8 digits.
| Key | Value |
|---|---|
| Company Number | 17324918 |
TheBanks.eu identified several banks similar to Unicredit Bank Srbija a.d. Beograd based on various criteria, including:
