KT Bank AG

Business Summary

retail banking
corporate banking
Islamic banking
remittances to Turkey
current accounts
participation accounts
debit cards
credit cards
savings accounts
time deposit accounts (0.25 - 1.00 %)
consumer loans
car loans
mortgage loans
safe deposit boxes
Area Served

KT Bank AG provides products and services in the areas of retail banking, corporate banking, Islamic banking, remittances to Turkey. The range of products offered by KT Bank AG includes current accounts, participation accounts, debit cards, credit cards, savings accounts, time deposit accounts (0.25 - 1.00 %), consumer loans, car loans, mortgage loans, safe deposit boxes.


Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

KT Bank AG offers the following time deposit accounts.

Updated on 21 January 2020

Sales Region
Investment Amount
10,000 - 100,000 EUR
Interest Rate (p.a.)
0.25 - 1.00 %
Deposit Term
6 - 60 months
Time Deposit Account Details
Product Name
Account Currency
Min. Interest Rate (p.a.)
0.25 %
Max. Interest Rate (p.a.)
1.00 %
Min. Deposit Term
6 months
Max. Deposit Term
60 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with KT Bank AG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Germany is not taxed. Interest gained on time deposit accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by KT Bank AG from the time deposit account.

See Also