KT Bank AG

Business Summary

retail banking
business banking
Islamic banking
remittances to Turkey
current accounts
participation accounts
debit cards
credit cards
savings accounts
time deposit accounts (0.20 - 0.80 %)
consumer loans
car loans
mortgage loans
safe deposit boxes
Area Served

KT Bank AG provides products and services in the areas of retail banking, business banking, Islamic banking, remittances to Turkey. KT Bank AG offers a range of products including current accounts, participation accounts, debit cards, credit cards, savings accounts, time deposit accounts (0.20 - 0.80 %), consumer loans, car loans, mortgage loans, safe deposit boxes.

Account Opening

Account Opening Procedure
submit online application

Opening an account with KT Bank AG can be done by performing the following steps: submit online application.

Required Documents
proof of address
application form

KT Bank AG requires the following documents to open a personal bank account: passport; proof of address; application form.

While opening a bank account KT Bank AG has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by KT Bank AG and the documents used are outlined below.

Identity Verification
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
Income Source
application form
all the forms from above

KT Bank AG may require additional documentation or information depending on the case.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by KT Bank AG are available at its branches and via its online banking system, mobile application.

Mobile Application: KT Bank Mobile Banking

KT Bank Mobile Banking
KT Bank Mobile Banking
KT Bank Mobile Banking
KT Bank Mobile Banking Supported Languages


Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

KT Bank AG offers the following time deposit accounts.

Updated on 30 October 2020

Sales Region
Investment Amount
10,000 - 100,000 EUR
Interest Rate (p.a.)
0.20 - 0.80 %
Deposit Term
6 - 60 months
Time Deposit Account Details
Product Name
Account Currency
Min. Interest Rate (p.a.)
0.20 %
Max. Interest Rate (p.a.)
0.80 %
Min. Deposit Term
6 months
Max. Deposit Term
60 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with KT Bank AG are covered by deposit guarantee scheme of Germany up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Germany is not taxed. Interest gained on time deposit accounts by residents of Germany is taxed at 26.00% rate. When the interest is paid, this tax is automatically withhold by KT Bank AG from the time deposit account.

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