Established in 2015, PKO Bank Hipoteczny specializes in providing mortgages for individual customers. Based on the strategic cooperation with PKO Bank Polski, these loans are offered to retail customers via Poland's largest network of branches, intermediaries and agents.
|Address||ul. Jerzego Waszyngtona 17, 81-342, Gdynia, Poland|
|Phone||+48 801 302 302|
|Start Date||May 2015|
|Deposit Guarantee||Yes (up to 100 000 EUR per depositor)|
|European Presence||3 banks in 2 countries|
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Poland are obliged to participate in Polish deposit guarantee scheme.
In the case of PKO Bank Hipoteczny S.A. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||natural persons, legal entities|
|Covered Accounts||deposits in all the accounts (e.g. term deposits, current accounts, savings accounts)|
|Maximum Protected Amount||100 000 EUR|
|Paid In Currency||PLN|
Further Information: Deposit Guarantee Scheme in Poland
Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.
|Subject to MRR by ECB||No|
|Exempt from MRR by ECB||No|
Any bank can be identified for different purposes and hence can have several different identifiers.
BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.
A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).
BIC of PKO Bank Hipoteczny S.A. and its components are shown in the table below.
|Bank BIC Code||BPKH|
|Country Code||PL (Poland)|
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
MFI ID of PKO Bank Hipoteczny S.A. is shown in the table below.