PKO Bank Hipoteczny S.A.

Established in 2015, PKO Bank Hipoteczny specializes in providing mortgages for individual customers. Based on the strategic cooperation with PKO Bank Polski, these loans are offered to retail customers via Poland's largest network of branches, intermediaries and agents.

PKO Bank Hipoteczny S.A. participates in deposit guarantee scheme of Poland. This scheme covers accounts up to 100 000 EUR per bank per depositor.


ul. Jerzego Waszyngtona 17, 81-342, Gdynia, Poland
+48 801 302 302

PKO Bank Hipoteczny S.A. is headquartered in Gdynia.

Bank Identifiers

Start Date
May 2015

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Poland are obliged to participate in Polish deposit guarantee scheme.

In the case of PKO Bank Hipoteczny S.A. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  deposits in all the accounts (e.g. term deposits, current accounts, savings accounts)
Covered Currencies  all
Maximum Protected Amount  100 000 EUR
Paid In Currency  PLN

Further Information


BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of PKO Bank Hipoteczny S.A. and its components are shown in the table below.

Bank BIC Code  BPKH
Country Code  PL (Poland)
Location Code  PG
Branch Code  -


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of PKO Bank Hipoteczny S.A. is shown in the table below.

MFI ID  PL00269

European Presence: 4 banks in 3 countries

PKO Bank Hipoteczny S.A. operates under the brand name PKO Bank Polski. This banking brand has presence in the following European countries and selected dependent territories of the European countries:

Czech Republic