Created by Anna Mileiko 
Founded in 2014 as the UK’s first app-only bank, Atom Bank offers savings products, mortgages and other loans to private individuals and businesses. Atom Bank is a responsible, considerate and active part of the community. Atom Bank keeps its products simple and transparent and its services secure.
In 2022, Atom Bank Plc achieved the position of 63rd largest bank in the United Kingdom with a market share of 0.05%; its total assets grew by 60.98%.
Additionally, the bank became the 123rd profitable bank in relation to its total assets showcasing -0.24% return on assets and -4.71% return on equity in 2022.
Also the lender held the 66th position regarging its loans-to-deposits (L/D) registering 73.81% L/D ratio in 2022.
Deposits up to 85,000 GBP are covered by the United Kingdom's deposit guarantee scheme in Atom Bank Plc.
Becoming a client of Atom Bank Plc can be done in a few steps:
mobile app
In 2023 total assets of Atom Bank Plc were 7 801,38 mln GBP. In 2023 the bank's annual profit was -5,62 mln GBP. Atom Bank Plc had 452 employees in 2023.
Financial Services Compensation Scheme (FSCS)Atom Bank Plc participates in the deposit guarantee scheme of the United Kingdom which applies to current accounts, savings accounts, time deposit accounts made by private individuals, companies and covers up to up to 85,000 GBP per bank per depositor. Atom Bank Plc is a member of Financial Services Compensation Scheme (FSCS) and makes its contributions into it.
14 Eland Edge, Ponteland, Northumberland, United Kingdom
44 01912562935Atom Bank Plc is headquartered in Northumberland.
Atom Bank Plc has profiles at the following social networks:
Atom Bank Plc is authorized and supervised by the Financial Conduct Authority (reference number 661960).
