BANCO CTT, S.A.

Anna Mileiko Created by Anna Mileiko

Business Summary

Services
retail banking
insurance
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts
consumer loans
car loans
mortgage loans (1.87 - 1.87 %)
Area Served
PTPortugal
Account Currencies
EUEUR
Card Providers
VisaVisa

BANCO CTT, S.A. provides products and services in the areas of retail banking, insurance. BANCO CTT, S.A. offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, consumer loans, car loans, mortgage loans (1.87 - 1.87 %).

Account Opening

Account Opening Procedure
visit bank branch

Opening an account with BANCO CTT, S.A. can be done by performing the following steps: visit bank branch.

Required Documents
passport
proof of address
employment details
application form

BANCO CTT, S.A. requires the following documents to open a personal bank account: passport; proof of address; employment details; application form.

While opening a bank account BANCO CTT, S.A. has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by BANCO CTT, S.A. and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
employment details
any one of the documents above
Income Source
Forms
application form
all the forms from above

BANCO CTT, S.A. may require additional documentation or information depending on the case.

Identity Verification
branch visit

BANCO CTT, S.A. performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by BANCO CTT, S.A. are available at its branches and via its online banking system, mobile application.

Mobile Application: Banco CTT

 5.0, 1 Ratings
Banco CTT
Banco CTT
Banco CTT
Banco CTT
Banco CTT Supported Languages
GBEnglish
PTPortuguese

Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by BANCO CTT, S.A. are shown in the table below.

Updated on 12 December 2024

Sales Reqion
PTPortugal
Loan Term
10 - 40 years
Min. Variable Rate (p.a.)
12-month EURIBOR + 1.30 %
Max. LTV
85.00 %
Mortgage Loan Details
Currency
EUR
Min. Mortgage Amount
25,000 EUR
Min. Variable Rate (p.a.)
12-month EURIBOR + 1.30 %
Fixed Rate Available
Mixed Rate Available
Variable Rate Available
Min. Mortgage Term
10 years
Max. Mortgage Term
40 years
Max. Borrower's Age
75 years
Max. LTV
85.00 %
Mortgage Loan Features

purchase of own permanent home

purchase of second home

mortgage transfer

PTPortugal: This product is offered to Portuguese residents only. When clicking on the product link you will be redirected to the product page in Portuguese.

See Also
Flag of Portugal

Portugal Banking Insights and Helpful Posts

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