Credito Coop.vo Romagnolo - BCC di Cesena e Gatteo - S.c. (Italy)

Address

VIALE BOVIO, 76 CESENA, 47521, CESENA, Italy

BIC

ICRAITRRTQ0

Overview

Business Focus

cooperative retail banking

Credito Coop.vo Romagnolo - BCC di Cesena e Gatteo - S.c. is a cooperative bank providing full range of banking and insurance products to its members. Being a cooperative bank, Credito Coop.vo Romagnolo - BCC di Cesena e Gatteo - S.c. is a local, mutual, not-for-profit organization. Located in Cesena, it serves the local residents (natural and legal persons).

Performance

In 2023, Credito Coop.vo Romagnolo - BCC di Cesena e Gatteo - S.c. achieved the position of 140th largest bank in Italy with a market share of 0.04%; its total assets dropped by 8.92%.

Additionally, the bank became the 143rd profitable bank in relation to its total assets showcasing 1.00% return on assets in 2023.

Also the lender held the 91st position regarging its loans-to-deposits (L/D) registering 104.50% L/D ratio in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Italian deposit guarantee scheme in Credito Coop.vo Romagnolo - BCC di Cesena e Gatteo - S.c.

Market Share (#140 in Italy)

Market Share of Credito Coop.vo Romagnolo - BCC di Cesena e Gatteo - S.c.

Ratios

RoA

1.00%

L/D

104.50%

Services

retail banking

business banking

asset management

insurance

Clients

natural persons and legal entities residing in the community of the bank

Area Served

local

Products

current accounts

debit cards

credit cards

savings accounts

time deposit accounts

consumer loans

mortgage loans

Card Providers

International Transfers

SWIFT Transfers

SEPA Credit Transfers

SEPA Instant Transfers

SEPA Direct Debits

SEPA Direct Debits B2B

Ways to Bank

Credito Coop.vo Romagnolo - BCC di Cesena e Gatteo - S.c. delivers its products and services through both direct and indirect channels, namely:

branch

online banking

Financials

Total Assets of Credito Coop.vo Romagnolo - BCC di Cesena e Gatteo - S.c.

Net_income of Credito Coop.vo Romagnolo - BCC di Cesena e Gatteo - S.c.

Total Assets (2023)

1,202.66 mln EUR (-8.92%)

Net Income (2023)

12.56 mln EUR (+92.03%)

Number of Employees (2023)

183 (+2.23%)

Credito Coop.vo Romagnolo - BCC di Cesena e Gatteo - S.c. ranks as the 140th largest bank in Italy by total assets. In 2023 its total assets were 1,202.66 mln EUR, representing a 0.04% market share. In 2023 the bank's net income was 12.56 mln EUR. As of 2023, the bank employed 183 people.

Deposit Guarantee

Protected Amount

up to 100,000 EUR

Guarantee Fund

Depositors’ Guarantee Fund of Credit Cooperative Banks

Covered Accounts

current accounts
cash accounts
time deposits

Eligible Depositors

natural persons
legal entities

Credito Coop.vo Romagnolo - BCC di Cesena e Gatteo - S.c. protects deposits up to up to 100,000 EUR per depositor through Italy's deposit guarantee scheme. The scheme applies to current accounts, cash accounts, time deposits made by natural persons, legal entities. The bank participates in the Depositors’ Guarantee Fund of Credit Cooperative Banks, making regular contributions into it.