N26 Bank GmbH

Business Summary

Services
retail banking
insurance
Clients
natural persons
Products
Area Served
ATAustria
BEBelgium
DKDenmark
EEEstonia
FIFinland
FRFrance
DEGermany
GRGreece
ISIceland
IEIreland
ITItaly
LILiechtenstein
LULuxembourg
NLNetherlands
NONorway
PLPoland
PTPortugal
SKSlovakia
SISlovenia
ESSpain
SESweden
CHSwitzerland
GBUnited Kingdom
USUnited States

N26 Bank GmbH provides products and services in the areas of retail banking, insurance. The range of products offered by N26 Bank GmbH includes current accounts, savings accounts, time deposit accounts, debit cards, credit cards, consumer loans (2.99 - 7.80 %), car loans (2.99 - 7.80 %). N26 Bank GmbH makes its solutions available to natural persons.

Account Opening

Account Opening Procedure
completely online
performed within a few minutes

Opening an account with N26 Bank GmbH can be done by performing the following steps: completely online. It usually requires about a few minutes.

Ways to Bank

Business Channels
online banking online banking
mobile app mobile app

N26 Bank GmbH operates as a direct bank without a branch network. Products and services offered by N26 Bank GmbH are available via online banking, mobile application.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by N26 Bank GmbH.

Updated on 27 May 2020

Black Girokonto
Sales Region
ATAustria
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
118.80 EUR
Current Account Details
Product Name
Black Girokonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to Austrian residents

Black Girokonto
Sales Region
ATAustria
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
8.90 %
Annual Costs
118.80 EUR
Current Account Details
Product Name
Black Girokonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
8.90 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to Austrian residents

Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
8.90 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
8.90 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to German residents

Girokonto
Sales Region
ATAustria
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to Austrian residents

Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to German residents

Girokonto
Sales Region
ATAustria
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
8.90 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
8.90 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to Austrian residents

N26 Metal
Sales Region
ITItaly
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
N26 Metal
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to Italian residents

N26 Metal
Sales Region
ITItaly
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
16.90 EUR
Current Account Details
Product Name
N26 Metal
Account Currency
EUR
Annual Costs
16.90 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to Italian residents

N26 Standard
Sales Region
ITItaly
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
N26 Standard
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

No annual fees

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to Italian residents

N26 You
Sales Region
ITItaly
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
118.80 EUR
Current Account Details
Product Name
N26 You
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to Italian residents

N26 You
Sales Region
ITItaly
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
118.80 EUR
Current Account Details
Product Name
N26 You
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to Italian residents

You Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
0.00 %
Annual Costs
118.80 EUR
Current Account Details
Product Name
You Girokonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to German residents

You Girokonto
Sales Region
DEGermany
Overdraft Rate (p.a.)
none
Interest Rate (p.a.)
8.90 %
Annual Costs
118.80 EUR
Current Account Details
Product Name
You Girokonto
Account Currency
EUR
Annual Costs
118.80 EUR
Interest Rate (p.a.)
8.90 %
Overdraft Rate (p.a.)
none
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Visa Credit Card
MasterCard Credit Card
MasterCard Credit Card Costs (p.a.)
0.00 EUR
Telephone Banking
Branch Banking
Online Banking
Current Account Features

Free debit card

Free credit card MasterCard

Account be can accessed via online banking

Available to German residents

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
ITItaly: This product is offered to Italian residents only. When clicking on the product link you will be redirected to the product page in Italian.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by N26 Bank GmbH.

Updated on 27 May 2020

Kreditkarte
Sales Region
ATAustria
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
Kreditkarte
Card Provider
MasterCard
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Transaction Cost (EUR)
0.00 %
Transaction Cost (non-EUR)
0.00 %
Current Account Necessary
Bonus Program

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by N26 Bank GmbH are shown in the table below.

Updated on 27 May 2020

N26 Credit
Sales Region
DEGermany
Borrowing Amount
1,000 - 25,000 EUR
Loan Term
6 - 60 months
Effective Rate (p.a.)
7.80 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
6 months
Max. Loan Term
60 months
Min. Borrowing Amount
1,000 EUR
Max. Borrowing Amount
25,000 EUR
Min. Effective Rate (p.a.)
7.80 %
Max. Effective Rate (p.a.)
7.80 %

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by N26 Bank GmbH are shown in the table below.

Updated on 27 May 2020

N26 Credit
Sales Region
DEGermany
Borrowing Amount
1,000 - 25,000 EUR
Loan Term
6 - 60 months
Effective Rate (p.a.)
7.80 %
Car Loan Details
Loan Currency
EUR
Min. Loan Term
6 months
Max. Loan Term
60 months
Min. Borrowing Amount
1,000 EUR
Max. Borrowing Amount
25,000 EUR
Min. Effective Rate (p.a.)
7.80 %
Max. Effective Rate (p.a.)
7.80 %

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also