Zapad banka AD Podgorica

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Business Focus
retail and corporate banking

Established in 2015, Zapad banka AD Podgorica is a full-service universal bank, providing retail and corporate banking products and services to individuals, small and medium enterprises and other business entities. Zapad banka AD Podgorica offers personalized services, adapted to customer specific needs. Zapad banka AD Podgorica allow the customers to manage their funds in a simple and efficient way.


retail banking
business banking


natural persons

Area Served



current accounts
debit cards
time deposit accounts
cash loans
consumer loans
car loans
mortgage loans
refinancing loans
safe deposit boxes

Account Currencies

EUEUR (Euro)

Card Providers


Account Opening

Becoming a client of Zapad banka AD Podgorica can be done in a few steps:

Visit bank branch

Due to regulatory requirements Zapad banka AD Podgorica performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Zapad banka AD Podgorica will ask him/her to provide the following documents: passport or ID card. For corporate clients Zapad banka AD Podgorica will ask to provide corporate documentation as well as information about controlling persons. Zapad banka AD Podgorica may request additional documentation or information depending on the case. Zapad banka AD Podgorica performs client's identity verification via branch visit.

Ways to Bank

Zapad banka AD Podgorica delivers its products and services through both direct and indirect channels, namely:
online banking
mobile app


Total Assets of Zapad banka AD Podgorica
Net_income of Zapad banka AD Podgorica
Market Share of Zapad banka AD Podgorica
Total Assets (2019)
162.08 mln EUR  (+78.48%)
Net Income (2019)
244,101.91 EUR  (-83.31%)

Zapad banka AD Podgorica is the 10th largest bank in Montenegro in terms of total assets. In 2019 its total assets were 162,08 mln EUR, providing the bank with the market share of 3.52%. In 2019 the bank's net income was 244 101,91 EUR.

Deposit Guarantee

Protected Amount
up to 50,000 EUR
Guarantee Fund
Deposit Protection Fund
Covered Depositors
natural persons (Montenegrin and foreign)
legal entities
Covered Accounts
all deposit accounts

Zapad banka AD Podgorica participates in the deposit guarantee scheme of Montenegro. This deposit guarantee scheme applies to all deposit accounts made by natural persons (Montenegrin and foreign), legal entities and covers up to up to 50,000 EUR per bank per depositor. Zapad banka AD Podgorica is a member of Deposit Protection Fund and makes its contributions into it.


Moskovska br. 2b/VII, 81000, Podgorica, Montenegro
+382 (0)20 69 0000
+382 (0)20 69 0001

Zapad banka AD Podgorica is headquartered in Podgorica.

Social Networks

Zapad banka AD Podgorica has profiles at the following social networks:

Bank Identifiers

Company Number

Bank Supervision

Supervised By
Central Bank of Montenegro

Zapad banka AD Podgorica is authorized and supervised by the Central Bank of Montenegro.

Bank History

Start Date
30 January 2015

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retail and corporate banking

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