Business Focus
universal banking

Established in 2016, NOVA BANKA is a universal commercial bank providing retail and corporate banking products and services to both private individuals and corporate customers.


retail banking
corporate banking



Area Served



current accounts
debit cards
credit cards
savings accounts
time deposit accounts
overdraft loans
consumer loans
car loans
mortgage loans
housing loans
student loans

Ways to Bank

NOVA BANKA AD Podgorica delivers its products and services through both direct and indirect channels, namely:
online banking
mobile app


Total Assets of NOVA BANKA AD Podgorica
Net_income of NOVA BANKA AD Podgorica
Market Share of NOVA BANKA AD Podgorica
Total Assets (2018)
25.91 mln EUR  (+14.61%)
Net Income (2018)
-1,808,516.73 EUR  (+15.58%)

NOVA BANKA AD Podgorica is the 15th largest bank in Montenegro in terms of total assets. In 2018 its total assets were 25,91 mln EUR, providing the bank with the market share of 0.59%. In 2018 the bank's net income was -1,81 mln EUR.

Deposit Guarantee

Protected Amount
up to 50,000 EUR
Guarantee Fund
Deposit Protection Fund
Covered Depositors
natural persons (Montenegrin and foreign)
legal entities
Covered Accounts
all deposit accounts

NOVA BANKA AD Podgorica participates in the deposit guarantee scheme of Montenegro. This deposit guarantee scheme applies to all deposit accounts made by natural persons (Montenegrin and foreign), legal entities and covers up to up to 50,000 EUR per bank per depositor. NOVA BANKA AD Podgorica is a member of Deposit Protection Fund and makes its contributions into it.


Marka Miljanova 46, 81000, Podgorica, Montenegro
+382 20 680 951

NOVA BANKA AD Podgorica is headquartered in Podgorica.

Bank Identifiers

Company Number

Bank Supervision

Supervised By
Central Bank of Montenegro

NOVA BANKA AD Podgorica is authorized and supervised by the Central Bank of Montenegro.

Bank History

Start Date
01 March 2016