Kindel HLÜ is a savings and loans associtation, i.e. a commercial association offering savings products, loans (including consumer loans and mortgage loans) to its members. Kindel HLÜ is owned by its members and hence acts in the members' interest, offering its products at the most favourable rates possible. Kindel HLÜ does not participate in the deposit guarantee scheme of Estonia.
Savings and loan associations are not covered by the deposit guarantee scheme in Estonia: in the case of Kindel HLÜ failure its depositors will not get any compensation.
Kindel HLÜ is located in Tallinn.