Deposit guarantee scheme is a financial stability mechanism
implemented in many countries to protect bank depositors against the loss of their deposits
in the case when a bank is unable to meet its obligations to depositors
by compensating certain deposits held by depositors of the bank.
This compensation is paid out from the contributions which banks have made
into a deposit guarantee fund.
Deposit Guarantee in PKO BP S.A., Czech Branch
All branches of foreign banks operating in the Czech Republic participate
in deposit guarantee schemes of their home countries. This means that PKO BP S.A., Czech Branch
participates in the deposit guarantee scheme of Poland.
PKO BP S.A., Czech Branch is a member of Bank Guarantee Fund (BGF) and makes its contributions into it. In the case of PKO BP S.A., Czech Branch failure, eligible depositors having covered accounts
in this bank will be paid out the following compensation:
Maximum Protected Amount
Temporary High Balance
natural persons legal entities organisational units without separate legal personality associations cooperatives trade unions
banks, credit unions, savings unions financial institutions investment firms pension funds and pension companies local authorities public authorities
deposits in all the accounts, e.g.
shares of credit unions and cooperative banks accounts with balances not exceeding 2,5 EUR electronic money
all currencies, namely
PLN (Polish złoty)
Paid In Currency
Bank Guarantee Fund (BGF)
ul. ks. Ignacego Jana Skorupki 4, 00-546 Warsaw, Poland