HLÜ E-Hoius is a savings and loans associtation, i.e. a commercial association offering savings products, loans (including consumer loans and mortgage loans) to its members. HLÜ E-Hoius is owned by its members and hence acts in the members' interest, offering its products at the most favourable rates possible. HLÜ E-Hoius does not participate in the deposit guarantee scheme of Estonia.
Savings and loan associations are not covered by the deposit guarantee scheme in Estonia: in the case of HLÜ E-Hoius failure its depositors will not get any compensation.
HLÜ E-Hoius is located in Tallinn.