HSBC UK Bank Plc

Business Summary

Services
retail banking
business banking
corporate banking
Products
current accounts
credit cards
ISA accounts
savings accounts
time deposit accounts
personal loans
car loans
mortgage loans
overdrafts
investment funds
trading accounts
Clients
individuals
companies
Area Served
GBUnited Kingdom
EUEuropean Union

HSBC UK Bank Plc provides products and services in the areas of retail banking, business banking, corporate banking. The range of products offered by HSBC UK Bank Plc includes current accounts, credit cards, ISA accounts, savings accounts, time deposit accounts, personal loans, car loans, mortgage loans, overdrafts, investment funds, trading accounts. HSBC UK Bank Plc makes its solutions available to individuals, companies.

Account Opening

Account Opening Procedure
submit online application
visit bank branch

Opening an account with HSBC UK Bank Plc can be done by performing the following steps: submit online application, visit bank branch.

Required Documents
passport or ID card
utility bill
employment details
income details
application form

HSBC UK Bank Plc requires the following documents to open a personal bank account: passport or ID card; utility bill; employment details; income details; application form.

While opening a bank account HSBC UK Bank Plc has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by HSBC UK Bank Plc and the documents used are outlined below.

Identity Verification
passport
ID card
any one of the documents above
Address Confirmation
utility bill
any one of the documents above
Current Occupation
employment details
any one of the documents above
Income Source
income details
any one of the documents above
Forms
application form
all the forms from above

HSBC UK Bank Plc may require additional documentation or information depending on the case.

Identity Verification
branch visit

HSBC UK Bank Plc performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app
phone phone

Products and services offered by HSBC UK Bank Plc are available at its branches and via its online banking system, mobile application, call center.

Products

Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by HSBC UK Bank Plc are shown in the table below.

Updated on 27 May 2020

Sales Region
GBUnited Kingdom
Mortgage Term
2 - 30 years
Mortgage Amount
from 25,000 GBP
Max. LTV
75.00 %
Mortgage Loan Details
Currency
GBP
Min. Mortgage Amount
25,000 GBP
Min. Mortgage Term
2 years
Max. Mortgage Term
30 years
Max. LTV
75.00 %
Mortgage Loan Features

Commercial mortgage

Available to UK-based companies

GBUnited Kingdom: This product is offered to the United Kingdom's residents only. When clicking on the product link you will be redirected to the product page in English.

See Also

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