Holm Bank AS

Business Summary

Services
retail banking
Clients
natural persons
companies
Products
savings accounts
time deposit accounts (0.45 - 1.20 %)
credit cards
consumer loans
car loans
mortgage loans
leasing
business loans
Area Served
EEEstonia
ATAustria
DEGermany

Holm Bank AS provides services in the area of retail banking. The range of products offered by Holm Bank AS includes savings accounts, time deposit accounts (0.45 - 1.20 %), credit cards, consumer loans, car loans, mortgage loans, leasing, business loans. Holm Bank AS makes its solutions available to natural persons, companies.

Account Opening

Account Opening Procedure
submit online application
visit bank branch

Opening an account with Holm Bank AS can be done by performing the following steps: submit online application, visit bank branch.

Identity Verification
branch visit

Holm Bank AS performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking

Products and services offered by Holm Bank AS are available at its branches and via its online banking system.

Products

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Holm Bank AS offers the following time deposit accounts.

Updated on 25 September 2020

Festgeld
Sales Region
ATAustria
Investment Amount
5,000 - 100,000 EUR
Interest Rate (p.a.)
0.45 - 1.20 %
Deposit Term
6 - 60 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.45 %
Max. Interest Rate (p.a.)
1.20 %
Min. Deposit Term
6 months
Max. Deposit Term
60 months
Min. Investment Amount
5,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
2 times a year
Festgeld
Sales Region
DEGermany
Investment Amount
5,000 - 100,000 EUR
Interest Rate (p.a.)
0.45 - 1.20 %
Deposit Term
6 - 60 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.45 %
Max. Interest Rate (p.a.)
1.20 %
Min. Deposit Term
6 months
Max. Deposit Term
60 months
Min. Investment Amount
5,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
2 times a year

ATAustria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with Holm Bank AS are covered by deposit guarantee scheme of Estonia up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Estonia is not taxed. Interest gained on time deposit accounts by residents of Estonia is taxed at 20.00% rate. When the interest is paid, this tax is automatically withhold by Holm Bank AS from the time deposit account.

See Also

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