Holm Bank AS provides services in the area of retail banking. The range of products offered by Holm Bank AS includes savings accounts, time deposit accounts (0.45 - 1.20 %), credit cards, consumer loans, car loans, mortgage loans, leasing, business loans. Holm Bank AS makes its solutions available to natural persons, companies.
Opening an account with Holm Bank AS can be done by performing the following steps: submit online application, visit bank branch.
Holm Bank AS performs identity verification using branch visit.
Products and services offered by Holm Bank AS are available at its branches and via its online banking system.
Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).
Holm Bank AS offers the following time deposit accounts.
Updated on 25 September 2020
Austria: This product is offered to Austrian residents only. When clicking on the product link you will be redirected to the product page in German.
Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with Holm Bank AS are covered by deposit guarantee scheme of Estonia up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of Estonia is not taxed. Interest gained on time deposit accounts by residents of Estonia is taxed at 20.00% rate. When the interest is paid, this tax is automatically withhold by Holm Bank AS from the time deposit account.