DF Capital Bank was founded in 2016 as a niche commercial lender to help small and medium- sized businesses (SMEs) across the UK by providing them with flexible finance products that support the growth of their businesses. In September 2020 DF Capital Bank obtained its banking licence, which enabled it to begin offering personal savings accounts to individual customers while continuing to maintain and develop the support for UK businesses.
In 2023, DF Capital Bank Limited achieved the position of 129th largest bank in the United Kingdom with a market share of 0.01%; its total assets grew by 18.84%.
Additionally, the bank became the 78th profitable bank in relation to its total assets showcasing 0.61% return on assets and 3.76% return on equity in 2023.
Also the lender held the 28th position regarging its loans-to-deposits (L/D) registering 99.43% L/D ratio in 2023.
Deposits up to 85,000 GBP are covered by the United Kingdom's deposit guarantee scheme in DF Capital Bank Limited.
DF Capital Bank Limited ranks as the 129th largest bank in the United Kingdom by total assets. In 2023 its total assets were 698.46 mln GBP, representing a 0.01% market share. In 2023 the bank's annual profit was 3.95 mln GBP.
DF Capital Bank Limited protects deposits up to up to 85,000 GBP per depositor through the United Kingdom's deposit guarantee scheme. The scheme applies to current accounts, savings accounts, time deposit accounts made by private individuals, companies. The bank participates in the Financial Services Compensation Scheme (FSCS), making regular contributions into it.
DF Capital Bank Limited is headquartered in Manchester.
DF Capital Bank Limited is authorized and supervised by the Financial Conduct Authority (reference number 848291).