Clientis brings together a group of 15 independent Swiss regional under a common umbrella brand. The group is focused on mortgage financing, funded largely by deposits; the group also provides payments, investments and retirement planning services. Main customer groups of Clientis are private individuals, SMEs and institutions.
Clientis AG is the 192nd largest bank in Switzerland in terms of total assets. In 2014 its total assets were 398,89 mln CHF, providing the bank with the market share of 0.01%.
Clientis AG is rated by Moody's. Long-term credit rating assigned to the bank by Moody's is A2 (upper medium grade). Clientis AG participates in deposit guarantee scheme of Switzerland. This scheme covers accounts up to 100 000 CHF per bank per depositor.
Clientis AG is headquartered in Bern.
|Total Assets (2014)|
|398.89 mln CHF (+4.12%)|
In 2014 total assets of Clientis AG were 398.89 mln CHF. Growth compared to the previous period (2013) was 4.12%. The evolution of the total assets of Clientis AG is shown at Chart 1 below.
Chart 1. Total Assets of Clientis AG.
|- (not rated)||A2 (upper medium grade)|
Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Clientis AG is rated by Moody's.
Credit ratings assigned to Clientis AG as of April 2016 are shown in details in the following sections.
Long-term rating for Clientis AG it is set to A2 (upper medium grade). Long-term bank deposit rating is A2 (upper medium grade). Bank financial strength rating is baa1. Short-term rating is not assigned.
|Long-Term Bank Deposit Rating||A2|
|Bank Financial Strength Rating||baa1|
Outlook for the ratings of Clientis AG is set to stable (not likely to change).
|Yes (up to 100 000 CHF per depositor)|
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.
In the case of Clientis AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||private individuals, commercial enterprises and public-sector offices|
|Covered Accounts||credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts)|
|Maximum Protected Amount||100 000 CHF|
|Paid In Currency||CHF|
Any bank can be identified for different purposes and hence can have several different identifiers.
BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.
A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).
BIC of Clientis AG and its components are shown in the table below.
|Bank BIC Code||RBAB|
|Country Code||CH (Switzerland)|