Appenzeller Kantonalbank

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Business Focus

regional retail and business banking

Founded in 1899, Appenzeller Kantonalbank is a universal bank, providing retail and business banking products mainly to the canton residents (natural persons and legal entities). Traditionally for cantonal banks, Appenzeller Kantonalbank is especially strong in savings and mortgage products. Like most of the cantonal banks, Appenzeller Kantonalbank has full state guarantee of its liabilities.

Bank Category

Cantonal banks


retail banking
private banking
business banking

Area Served

mainly the canton


current accounts
debit cards
credit cards
savings accounts
time deposit accounts
pension plans
consumer loans
mortgage loans
investment funds
trade finance

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits

See Also

Account Opening

Becoming a client of Appenzeller Kantonalbank can be done in a few steps:

Visit bank branch

Due to regulatory requirements Appenzeller Kantonalbank performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Appenzeller Kantonalbank will ask him/her to provide the following documents: passport; proof of address. For corporate clients Appenzeller Kantonalbank will ask to provide corporate documentation as well as information about controlling persons. Appenzeller Kantonalbank may request additional documentation or information depending on the case. Appenzeller Kantonalbank performs client's identity verification via branch visit.

Ways to Bank

Appenzeller Kantonalbank delivers its products and services through both direct and indirect channels, namely:
online banking
mobile app


Total Assets of Appenzeller Kantonalbank
Annual_profit of Appenzeller Kantonalbank
Market Share of Appenzeller Kantonalbank
Total Assets (2019)
3,504.20 mln CHF  (+4.15%)
Annual Profit (2019)
12.31 mln CHF  (-0.70%)
Number of Employees (2015)

Appenzeller Kantonalbank is the 71st largest bank in Switzerland in terms of total assets. In 2019 its total assets were 3 504,20 mln CHF, providing the bank with the market share of 0.11%. Appenzeller Kantonalbank is the 22nd largest cantonal bank in Switzerland (out of 24 cantonal banks) having market share of 0.56% amongst the banks of this category. In 2019 the bank's annual profit was 12,31 mln CHF. Appenzeller Kantonalbank had 76 employees in 2015.

Deposit Guarantee

Guarantee Fund
esisuisse – Deposit Insurance (ESI)esisuisse – Deposit Insurance (ESI)
Protected Amount
up to 100,000 CHF
Eligible Depositors
private individuals (Swiss and foreign)
legal entities (Swiss and foreign)
Covered Accounts
credit balances

Appenzeller Kantonalbank participates in the deposit guarantee scheme of Switzerland. This deposit guarantee scheme applies to credit balances made by private individuals (Swiss and foreign), legal entities (Swiss and foreign) and covers up to up to 100,000 CHF per bank per depositor. Appenzeller Kantonalbank is a member of esisuisse – Deposit Insurance (ESI) and makes its contributions into it.


Bankgasse 2, 9050, Appenzell, Switzerland
071 788 88 88
071 788 88 89

Appenzeller Kantonalbank is headquartered in Appenzell.

Social Networks

Appenzeller Kantonalbank has profiles at the following social networks:

Bank Identifiers

Company Number

Bank Supervision

Supervised By
Swiss Financial Market Supervisory Authority
Reference Number

Appenzeller Kantonalbank is authorized and supervised by the Swiss Financial Market Supervisory Authority (reference number CHE108954702).

Bank History


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