Berner Kantonalbank AG

 (3.4; 22 ratings)
3.4 22

Business Focus

regional retail and business banking

Founded in 1834, Berner Kantonalbank AG is a universal bank, providing retail and business banking products mainly to the canton residents (natural persons and legal entities). Traditionally for cantonal banks, Berner Kantonalbank AG is especially strong in savings and mortgage products. Unlike most of the cantonal banks, Berner Kantonalbank AG doesn't have any state guarantee of its liabilities.

Bank Category

Cantonal banks

Services

retail banking
private banking
business banking

Area Served

mainly the canton

Products

current accounts
debit cards
credit cards
savings accounts
time deposit accounts
pension plans
consumer loans
mortgage loans
investment funds
leasing
trade finance

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits

See Also

Account Opening

Becoming a client of Berner Kantonalbank AG can be done in a few steps:

1.
Visit bank branch

Due to regulatory requirements Berner Kantonalbank AG performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Berner Kantonalbank AG will ask him/her to provide the following documents: passport; proof of address. For corporate clients Berner Kantonalbank AG will ask to provide corporate documentation as well as information about controlling persons. Berner Kantonalbank AG may request additional documentation or information depending on the case. Berner Kantonalbank AG performs client's identity verification via branch visit.

Ways to Bank

Berner Kantonalbank AG delivers its products and services through both direct and indirect channels, namely:
branch
online banking
mobile app

Common Shares

Listed Entity
Berner Kantonalbank AG
ISIN
CH0009691608
Stock Exchange
SIX Swiss ExchangeSIX Swiss Exchange (XSWX)
Ticker
BEKN

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Financials

Total Assets of Berner Kantonalbank AG
Annual_profit of Berner Kantonalbank AG
Market Share of Berner Kantonalbank AG
Total Assets (2019)
32,929.83 mln CHF  (+7.65%)
Annual Profit (2019)
142.87 mln CHF  (+1.48%)
Number of Employees (2015)
1,091  (-4.05%)

Berner Kantonalbank AG is the 13th largest bank in Switzerland in terms of total assets. In 2019 its total assets were 32 929,83 mln CHF, providing the bank with the market share of 0.99%. Berner Kantonalbank AG is the 5th largest cantonal bank in Switzerland (out of 24 cantonal banks) having market share of 5.25% amongst the banks of this category. In 2019 the bank's annual profit was 142,87 mln CHF. Berner Kantonalbank AG had 1 091 employees in 2015.

Credit Ratings

Fitch: -
AAA
AA+, AA, AA-
A+, A, A-
BBB+, BBB, BBB-
BB+, BB, BB-
B+, B, B-
CCC, CC, C, RD, D
Moodys: A2
Aaa
Aa1, Aa2, Aa3
A1, A2, A3
Baa1, Baa2, Baa3, Baa4
Ba1, Ba2, Ba3
B1, B2, B3
Caa1, Caa2, Caa3, Ca

Berner Kantonalbank AG is rated by Moody's. Long-term credit rating assigned to the bank by Moody's is A2 (upper medium grade).

Deposit Guarantee

Guarantee Fund
esisuisse – Deposit Insurance (ESI)esisuisse – Deposit Insurance (ESI)
Protected Amount
up to 100,000 CHF
Eligible Depositors
private individuals (Swiss and foreign)
legal entities (Swiss and foreign)
Covered Accounts
credit balances

Berner Kantonalbank AG participates in the deposit guarantee scheme of Switzerland. This deposit guarantee scheme applies to credit balances made by private individuals (Swiss and foreign), legal entities (Swiss and foreign) and covers up to up to 100,000 CHF per bank per depositor. Berner Kantonalbank AG is a member of esisuisse – Deposit Insurance (ESI) and makes its contributions into it.

Contacts

Bundesplatz 8, 3001, Bern, Switzerland
031 666 11 11
031 666 60 40

Berner Kantonalbank AG is headquartered in Bern.

Social Networks

Berner Kantonalbank AG has profiles at the following social networks:

Bank Identifiers

BIC (SWIFT)
KBBECH22XXX
LEI
4T0J6O251JXNEB0VEZ08
Company Number
CHE-108.955.216

Bank Supervision

Supervised By
Swiss Financial Market Supervisory Authority
Reference Number
CHE108955216

Berner Kantonalbank AG is authorized and supervised by the Swiss Financial Market Supervisory Authority (reference number CHE108955216).

Bank History

Founded
1834

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