Berner Kantonalbank AG

Deposit Guarantee

Deposit Guarantee
Yes (up to 100,000 CHF per depositor)
State Guarantee
none

Deposit guarantee scheme is a financial stability mechanism implemented in many countries to protect bank depositors against the loss of their deposits in the case when a bank is unable to meet its obligations to depositors by compensating certain deposits held by depositors of the bank. This compensation is paid out from the contributions which banks have made into a deposit guarantee fund.

Deposit Guarantee in Berner Kantonalbank AG

All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.

Berner Kantonalbank AG is a member of esisuisse – Deposit Insurance (ESI) and makes its contributions into it. In the case of Berner Kantonalbank AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Maximum Protected Amount
100,000 CHF
Eligible Depositors
private individuals
  • Swiss residents
  • Swiss citizens
  • foreign residents
  • foreign citizens
legal entities
  • registered in Switzerland
  • registered abroad
Non-Eligible Depositors
financial institutions
Covered Accounts
credit balances, e.g.
  • personal accounts
  • savings accounts
  • investment accounts
  • salary accounts
  • numbered accounts
  • deposit accounts
  • current accounts
Covered Currencies
all currencies, namely
  • CHF (Swiss franc)
  • foreign currencies
Paid In Currency
CHF
State Guarantee
none

esisuisse – Deposit Insurance (ESI)

Steinentorstrasse 11, CH-4051 Basel, Switzerland
+41 (0) 61 206 92 92

Further Information

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