Founded in 1870, Graubündner Kantonalbank is a universal bank, providing retail and corporate banking products mainly to the canton residents (natural persons and legal entities). Traditionally for cantonal banks, Graubündner Kantonalbank is especially strong in savings and mortgage products. Like most of the cantonal banks, Graubündner Kantonalbank has full state guarantee of its liabilities.
Graubündner Kantonalbank is the 19th largest bank in Switzerland in terms of total assets. In 2016 its total assets were 23 761,96 mln CHF, providing the bank with the market share of 0.77%. Graubündner Kantonalbank is the 7th largest cantonal bank in Switzerland (out of 24 banks) having market share of 4.30% amongst the banks of this category.
Graubündner Kantonalbank is headquartered in Chur.
|universal banking for natural persons and legal entities residing in the canton|
|mainly the canton|
|Total Assets (2016)|
|23 761.96 mln CHF (+2.91%)|
In 2016 total assets of Graubündner Kantonalbank were 23 761.96 mln CHF. Growth compared to the previous period (2015) was 2.91%. The evolution of the total assets of Graubündner Kantonalbank is shown at Chart 1 below.
Chart 1. Total Assets of Graubündner Kantonalbank.
Recent changes in total assets of Graubündner Kantonalbank and its main components are shown in Table 1.
|Cash and deposits with Central Banks||3 243.5||3 240.1||-0.11%|
|Claims to banks||615.8||789.8||+28.26%|
|Claims to customers||2 981.4||2 667.6||-10.53%|
|Mortgages||14 538.2||15 378.7||+5.78%|
|Total Assets||23 090.8||23 762.0||+2.91%|
|Table 1. Recent changes in total assets of Graubündner Kantonalbank (mln CHF).|
Recent changes in total liabilities of Graubündner Kantonalbank and its main components are shown in Table 2.
|Amount owed to banks||2 138.0||2 068.6||-3.25%|
|Amount owed to customers||14 992.4||15 332.8||+2.27%|
|Total Liabilities||23 090.8||23 762.0||+2.91%|
|Table 2. Recent changes in total liabilities of Graubündner Kantonalbank (mln CHF).|
|Annual Profit (2016)|
|168.49 mln CHF (+0.18%)|
Recent changes in gross profit of Graubündner Kantonalbank and its main components are shown in Table 3.
|Net Interest Income||230.4||239.6||+3.99%|
|Net Commission Income||106.0||89.8||-15.25%|
|Net Income from Trading Operations||22.3||17.6||-20.98%|
|Table 3. Recent changes in gross profit of Graubündner Kantonalbank (mln CHF).|
In 2016 annual profit of Graubündner Kantonalbank was 168.49 mln CHF. Growth compared to the previous period (2015) was 0.18%. The evolution of the annual profit of Graubündner Kantonalbank is shown at Chart 2 below.
Chart 2. Annual Profit of Graubündner Kantonalbank.
|Yes (up to 100 000 CHF per depositor)|
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.
In the case of Graubündner Kantonalbank failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||private individuals, commercial enterprises and public-sector offices|
|Covered Accounts||credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts)|
|Maximum Protected Amount||100 000 CHF|
|Paid In Currency||CHF|
BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.
A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).
BIC of Graubündner Kantonalbank and its components are shown in the table below.
|Bank BIC Code||GRKB|
|Country Code||CH (Switzerland)|
Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.