Graubündner Kantonalbank

Founded in 1870, Graubündner Kantonalbank is a universal bank, providing retail and corporate banking products mainly to the canton residents (natural persons and legal entities). Traditionally for cantonal banks, Graubündner Kantonalbank is especially strong in savings and mortgage products. Like most of the cantonal banks, Graubündner Kantonalbank has full state guarantee of its liabilities.

Bank Category
Cantonal banks

Services
Retail Banking
Corporate Banking

Graubündner Kantonalbank is the 19th largest bank in Switzerland in terms of total assets. In 2016 its total assets were 23 761,96 mln CHF, providing the bank with the market share of 0.77%. Graubündner Kantonalbank is the 7th largest cantonal bank in Switzerland (out of 24 banks) having market share of 4.30% amongst the banks of this category.

Rank in Switzerland
19th largest bank

Total Assets (2016)
23 761.96 mln CHF  (+2.91%)
Number of Employees (2015)
792  (-1.61%)

Graubündner Kantonalbank is headquartered in Chur.

Address
7002, Chur, Switzerland
Phone
081 256 96 01
Fax
081 256 99 42
Website
http://www.gkb.ch
E-Mail
info@gkb.ch
BIC (SWIFT)
GRKBCH2270A
Company Number
CHE-108.954.599
Founded
1870

Business Summary

Business Focus
universal banking for natural persons and legal entities residing in the canton
Services
retail banking
corporate banking
Products
savings products
mortgage loans
Area Served
mainly the canton

Financial Positions

Total Assets (2016)
23 761.96 mln CHF  (+2.91%)

In 2016 total assets of Graubündner Kantonalbank were 23 761.96 mln CHF. Growth compared to the previous period (2015) was 2.91%. The evolution of the total assets of Graubündner Kantonalbank is shown at Chart 1 below.

Total Assets of Graubündner Kantonalbank. Chart 1. Total Assets of Graubündner Kantonalbank.

Recent changes in total assets of Graubündner Kantonalbank and its main components are shown in Table 1.

2015 2016 % change
Cash and deposits with Central Banks 3 243.5 3 240.1 -0.11%
Claims to banks 615.8 789.8 +28.26%
Claims to customers 2 981.4 2 667.6 -10.53%
Mortgages 14 538.2 15 378.7 +5.78%
Total Assets 23 090.8 23 762.0 +2.91%
Table 1. Recent changes in total assets of Graubündner Kantonalbank (mln CHF).

Recent changes in total liabilities of Graubündner Kantonalbank and its main components are shown in Table 2.

2015 2016 % change
Amount owed to banks 2 138.0 2 068.6 -3.25%
Amount owed to customers 14 992.4 15 332.8 +2.27%
Total Liabilities 23 090.8 23 762.0 +2.91%
Table 2. Recent changes in total liabilities of Graubündner Kantonalbank (mln CHF).

Profit and Loss

Annual Profit (2016)
168.49 mln CHF  (+0.18%)

Recent changes in gross profit of Graubündner Kantonalbank and its main components are shown in Table 3.

2015 2016 % change
Net Interest Income 230.4 239.6 +3.99%
Net Commission Income 106.0 89.8 -15.25%
Net Income from Trading Operations 22.3 17.6 -20.98%
Table 3. Recent changes in gross profit of Graubündner Kantonalbank (mln CHF).

In 2016 annual profit of Graubündner Kantonalbank was 168.49 mln CHF. Growth compared to the previous period (2015) was 0.18%. The evolution of the annual profit of Graubündner Kantonalbank is shown at Chart 2 below.

Annual Profit of Graubündner Kantonalbank. Chart 2. Annual Profit of Graubündner Kantonalbank.

Market Position and Market Share (among banks in Switzerland)

Total Assets (2016)
19th (market share 0.77%)

In 2016 Graubündner Kantonalbank was the 19th largest bank in Switzerland in terms of total assets, having 0.77% of market share.

Market share of Graubündner Kantonalbank Chart 3. Market share of Graubündner Kantonalbank

Several banks with market shares closest to Graubündner Kantonalbank are shown below.

RankNameTotal AssetsMarket Share
18 HSBC Private Bank (Suisse) SA24710.52 mln CHF0.80%
19 Graubündner Kantonalbank23761.96 mln CHF0.77%
20 Neue Aargauer Bank AG23708.38 mln CHF0.77%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 CHF per depositor)
State Guarantee
full

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.

In the case of Graubündner Kantonalbank failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, commercial enterprises and public-sector offices
Covered Accounts  credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts)
Covered Currencies  all
Maximum Protected Amount  100 000 CHF
Paid In Currency  CHF
State Guarantee  full

Further Information

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Graubündner Kantonalbank and its components are shown in the table below.

BIC  GRKBCH2270A
Bank BIC Code  GRKB
Country Code  CH (Switzerland)
Location Code  22
Branch Code  70A

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  CHE-108.954.599

Domestic Presence

Branches (2015)
64  (-4.48%)