Banque Cantonale de Genève

Anna Mileiko Created by Anna Mileiko

Banque Cantonale de Genève Logo

Address

Quai de l‘lle 17, 1211, Genève, Switzerland

BIC

BCGECHGGXXX

Overview

Category

Cantonal banks

Business Focus

regional retail and business banking

Founded in 1816, Banque Cantonale de Genève is a universal bank,providing retail and business banking products mainly to the canton residents(natural persons and legal entities). Traditionally for cantonal banks,Banque Cantonale de Genève is especially strong in savings and mortgage products. Till the end of 2016, Banque Cantonale de Genève has limited state guarantee of its liabilities (max. CHF 500,000 for savings, and max. CHF 1,500,000 for pension accounts)

Performance

In 2023, Banque Cantonale de Genève achieved the position of 20th largest bank in Switzerland with a market share of 1.09%; its total assets grew by 0.78%.

Deposit Protection

Deposits up to 100,000 CHF are covered by Swiss deposit guarantee scheme in Banque Cantonale de Genève.

Services

retail banking
private banking
business banking

Area Served

mainly the canton

Products

current accounts
debit cards
credit cards
savings accounts
time deposit accounts
pension plans
consumer loans
mortgage loans
investment funds
leasing
trade finance

See Also

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits
SEPA Direct Debits B2B

See Also

Account Opening

Becoming a client of Banque Cantonale de Genève can be done in a few steps:

Banque Cantonale de Genève Account Opening
1.
Submit online application
2.
Visit bank branch

Banque Cantonale de Genève performs client's identity verification via branch visit.

See Also

Ways to Bank

Banque Cantonale de Genève delivers its products and services through both direct and indirect channels, namely:
Banque Cantonale de Genève Ways to Bank
branch branch
online banking online banking
mobile app mobile app

Common Shares

Listed Entity
Banque Cantonale de Genève
ISIN
CH0350494719
Stock Exchange
SIX Swiss ExchangeSIX Swiss Exchange (XSWX)
Ticker
BCGE

See Also

Financials

Total Assets of Banque Cantonale de Genève
Annual_profit of Banque Cantonale de Genève
Market Share of Banque Cantonale de Genève
Total Assets (2023)
30,269.57 mln CHF   (+0.78%)
Annual Profit (2023)
281.72 mln CHF   (+60.11%)
Number of Employees (2015)
718   (+1.13%)

Banque Cantonale de Genève ranks as the 20th largest bank in Switzerland by total assets. In 2023 its total assets were 30,269.57 mln CHF, representing a 1.09% market share. It is also the 11th largest cantonal bank in Switzerland, commanding a 3.88% share among cantonal banks. In 2023 the bank's annual profit was 281.72 mln CHF. As of 2015, the bank employed 718 people.

Deposit Guarantee

Protected Amount
up to 100,000 CHF
Guarantee Fund
esisuisse – Deposit Insurance (ESI)esisuisse – Deposit Insurance (ESI)
Covered Accounts
credit balances
Eligible Depositors
private individuals (Swiss and foreign)
legal entities (Swiss and foreign)

Banque Cantonale de Genève protects deposits up to up to 100,000 CHF per depositor through Switzerland's deposit guarantee scheme. The scheme applies to credit balances made by private individuals (Swiss and foreign), legal entities (Swiss and foreign). The bank participates in the esisuisse – Deposit Insurance (ESI), making regular contributions into it.

See Also

Contacts

addressQuai de l‘lle 17, 1211, Genève, Switzerland
po box2251
phone022 317 27 27
fax022 809 23 45

Banque Cantonale de Genève is headquartered in Genève.

See Also

Bank Identifiers

BIC (SWIFT)
BCGECHGGXXX
LEI
549300ZEFUWWFTP7BA50
Company Number
CHE-105.981.074

Bank Supervision

Supervised By
Swiss Financial Market Supervisory Authority
Reference Number
CHE‑105.981.074

Banque Cantonale de Genève is authorized and supervised by the Swiss Financial Market Supervisory Authority (reference number CHE‑105.981.074).

Bank History

Founded
1816

Business Summary

Business Focus
universal banking for natural persons and legal entities residing in the canton
Services
retail banking
private banking
business banking
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts
pension plans
consumer loans
mortgage loans
investment funds
leasing
trade finance
Area Served
mainly the canton

Banque Cantonale de Genève is focused on universal banking for natural persons and legal entities residing in the canton. Banque Cantonale de Genève provides products and services in the areas of retail banking, private banking, business banking. Banque Cantonale de Genève offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, pension plans, consumer loans, mortgage loans, investment funds, leasing, trade finance.

Account Opening

Account Opening Procedure
submit online application
visit bank branch

Opening an account with Banque Cantonale de Genève can be done by performing the following steps: submit online application, visit bank branch.

Identity Verification
branch visit

Banque Cantonale de Genève performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by Banque Cantonale de Genève are available at its branches and via its online banking system, mobile application.

Mobile Application: BCGE Twint

 4.6, 23 Ratings
BCGE Twint
BCGE Twint
BCGE Twint
BCGE Twint
BCGE Twint Supported Languages
GBEnglish
FRFrench
DEGerman

Balance Sheet

Total Assets (2023)
30,269.57 mln CHF   (+0.78%)

In 2023 total assets of Banque Cantonale de Genève were 30,269.57 mln CHF. Growth compared to the previous period (2022) was 0.78%. The evolution of the total assets of Banque Cantonale de Genève is shown at Chart 1 below.

Total Assets of Banque Cantonale de Genève.

Chart 1. Total Assets of Banque Cantonale de Genève.

Recent changes in total assets of Banque Cantonale de Genève and its main components are shown in Table 1.

2022 2023 change (%)
Cash and deposits with Central Banks 6,715.7 6,710.0 -0.08%
Claims to banks 1,162.8 700.4 -39.76%
Claims to customers 5,478.9 5,619.3 +2.56%
Mortgages 13,045.7 13,582.3 +4.11%
Total Assets 30,034.4 30,269.6 +0.78%

Table 1. Recent changes in total assets of Banque Cantonale de Genève (mln CHF).

Recent changes in total liabilities of Banque Cantonale de Genève and its main components are shown in Table 2.

2022 2023 change (%)
Amount owed to banks 3,125.8 2,084.2 -33.32%
Amount owed to customers 19,446.8 20,449.3 +5.15%
Total Liabilities 30,034.4 30,269.6 +0.78%

Table 2. Recent changes in total liabilities of Banque Cantonale de Genève (mln CHF).

Income Statement

Annual Profit (2023)
281.72 mln CHF   (+60.11%)

Recent changes in gross profit of Banque Cantonale de Genève and its main components are shown in Table 3.

2022 2023 change (%)
Net Interest Income 286.0 390.3 +36.45%
Net Commission Income 132.7 133.1 +0.23%
Net Income from Trading Operations 37.8 37.9 +0.31%

Table 3. Recent changes in gross profit of Banque Cantonale de Genève (mln CHF).

In 2023 annual profit of Banque Cantonale de Genève was 281.72 mln CHF. Growth compared to the previous period (2022) was 60.11%. The evolution of the annual profit of Banque Cantonale de Genève is shown at Chart 2 below.

Annual Profit of Banque Cantonale de Genève.

Chart 2. Annual Profit of Banque Cantonale de Genève.

Number of Employees

Number of Employees (2015)
718   (+1.13%)

In 2015 there were 718 employees of Banque Cantonale de Genève. Growth compared to the previous period (2014) was 1.13%.

Domestic Presence

Branches (2015)
29 

In 2015 Banque Cantonale de Genève had 29 branches in Switzerland. The value didn't change compared to the previous period (2014).

Market Share and Rank (among banks in Switzerland)

Total Assets (2023)
20th (market share 1.09%)

In 2023 Banque Cantonale de Genève was ranked the 20th largest bank in Switzerlandin terms of total assets, having 1.09% of the domestic market share.

Market share of Banque Cantonale de Genève (among banks in Switzerland)

Chart 3. Market share of Banque Cantonale de Genève (among banks in Switzerland)

Historical changes in Banque Cantonale de Genève's domestic rank and market share over 2019-2023 are shown below:

YearRankMarket %
2023201.09 %
2022220.88 %
2021230.78 %
2020240.79 %
2019250.75 %

TheBanks.eu identified several banks banks having the market shares and ranks closest to Banque Cantonale de Genève listed below.

RankNameMarket %Total Assets
19 Graubündner Kantonalbank1.18%32,769.10 mln CHF   (-1.46%)
20 Banque Cantonale de Genève1.09%30,269.57 mln CHF   (+0.78%)
21 Banque Cantonale de Fribourg1.01%27,960.45 mln CHF   (+2.33%)

Market Share and Rank (among Cantonal banks in Switzerland)

Total Assets (2023)
11th (market share 3.88%)

In 2023 Banque Cantonale de Genève was ranked the 11th largest cantonal bank in Switzerlandin terms of total assets, having 3.88% of the category's market share.

Market share of Banque Cantonale de Genève (among Cantonal banks in Switzerland)

Chart 4. Market share of Banque Cantonale de Genève (among Cantonal banks in Switzerland)

TheBanks.eu identified several banks cantonal banks having the market shares and ranks closest to Banque Cantonale de Genève listed below.

RankNameMarket %Total Assets
10 Graubündner Kantonalbank4.20%32,769.10 mln CHF   (-1.46%)
11 Banque Cantonale de Genève3.88%30,269.57 mln CHF   (+0.78%)
12 Banque Cantonale de Fribourg3.58%27,960.45 mln CHF   (+2.33%)

Identifiers of Banque Cantonale de Genève

Discover key identifiers of Banque Cantonale de Genève including its BIC, LEI, company number.

BIC (Business Identifier Code)

BIC: BCGECHGGXXX

The BIC (also known as SWIFT code) for Banque Cantonale de Genève is BCGECHGGXXX. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.

KeyValue
BIC BCGECHGGXXX
Bank BIC Code BCGE
Country Code CH (Switzerland)
Location Code GG
Branch Code XXX

LEI (Legal Entity Identifier)

LEI: 549300ZEFUWWFTP7BA50

Banque Cantonale de Genève’s LEI is 549300ZEFUWWFTP7BA50. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.

KeyValue
LEI 549300ZEFUWWFTP7BA50
LOU Identifier 5493
Reserved 00
Entity Identifier ZEFUWWFTP7BA
Verification ID 50

Company Registration Number

Company Registration Number: CHE-105.981.074

Banque Cantonale de Genève is registered in Switzerland under company number CHE-105.981.074. In Switzerland, Company Registration Number (UID) is assigned automatically when registering a company. The UID is a unique and unchangeable identifier which simplifies communication between enterprises and authorities. UIDs are made up of the country code ‘CHE’ and nine digits.

KeyValue
Company Number CHE-105.981.074

Banks Similar to Banque Cantonale de Genève

TheBanks.eu identified several banks similar to Banque Cantonale de Genève based on various criteria, including:

  • country of incorporation
  • bank category
  • business focus
  • originating country
  • total assets (market share)

Bank Category
Cantonal banks
Business Focus
regional retail and business banking
Total Assets
32,802.99 mln CHF   (-1.45%)

Bank Category
Cantonal banks
Business Focus
regional retail and business banking
Total Assets
32,769.10 mln CHF   (-1.46%)

Bank Category
Cantonal banks
Business Focus
regional retail and business banking
Total Assets
27,960.45 mln CHF   (+2.33%)

Bank Category
Cantonal banks
Business Focus
regional retail and business banking
Total Assets
23,133.92 mln CHF   (-2.15%)

Bank Category
Cantonal banks
Business Focus
regional retail and business banking
Total Assets
20,109.10 mln CHF   (+4.12%)

TheBanks.eu Values Your Privacy

We use cookies to provide you with an excellent user experience. By clicking “Accept All”, you consent to our use of cookies.

Customize Cookies

We use cookies to ensure an excellent user experience and provide personalized information. Below you will find a detailed description of all the types of cookies we use.

Necessary Cookies

Required for essential site functions, such as secure system log-in or setting your preference parameters. Necessary cookies do not store any personal data.

Analytical Cookies

Required for site usage statistics, allow the analysis of indicators such as the number of visits, traffic sources, etc.

Advertising Cookies

Required to provide personalized advertising based on visited pages and analyze ad campaign efficiency.