Banque cantonale neuchâteloise

Founded in 1883, Banque cantonale neuchâteloise is a universal bank, providing retail and corporate banking products mainly to the canton residents (natural persons and legal entities). Traditionally for cantonal banks, Banque cantonale neuchâteloise is especially strong in savings and mortgage products. Like most of the cantonal banks, Banque cantonale neuchâteloise has full state guarantee of its liabilities.

Bank Category
Cantonal banks

Services
Retail Banking
Corporate Banking

Banque cantonale neuchâteloise is the 42nd largest bank in Switzerland in terms of total assets. In 2016 its total assets were 10 578,70 mln CHF, providing the bank with the market share of 0.34%. Banque cantonale neuchâteloise is the 17th largest cantonal bank in Switzerland (out of 24 banks) having market share of 1.91% amongst the banks of this category.

Rank in Switzerland
42nd largest bank

Total Assets (2016)
10 578.70 mln CHF  (+2.66%)
Number of Employees (2015)
265  (+0.38%)

Banque cantonale neuchâteloise is headquartered in Neuchâtel.

Address
Place Pury 4, 2001, Neuchâtel, Switzerland
P.O. Box
275
Phone
032 723 61 11
Website
http://www.bcn.ch
E-Mail
info@bcn.ch
BIC (SWIFT)
BCNNCH22XXX
Company Number
CHE-108.954.553
Founded
1883

Business Summary

Business Focus
universal banking for natural persons and legal entities residing in the canton
Services
retail banking
corporate banking
Products
savings products
mortgage loans
Area Served
mainly the canton

Financial Positions

Total Assets (2016)
10 578.70 mln CHF  (+2.66%)

In 2016 total assets of Banque cantonale neuchâteloise were 10 578.70 mln CHF. Growth compared to the previous period (2015) was 2.66%. The evolution of the total assets of Banque cantonale neuchâteloise is shown at Chart 1 below.

Total Assets of Banque cantonale neuchâteloise. Chart 1. Total Assets of Banque cantonale neuchâteloise.

Recent changes in total assets of Banque cantonale neuchâteloise and its main components are shown in Table 1.

2015 2016 % change
Cash and deposits with Central Banks 1 066.2 1 130.9 +6.06%
Claims to banks 432.4 322.6 -25.39%
Claims to customers 1 140.6 1 235.5 +8.32%
Mortgages 7 060.9 7 326.5 +3.76%
Total Assets 10 305.1 10 578.7 +2.66%
Table 1. Recent changes in total assets of Banque cantonale neuchâteloise (mln CHF).

Recent changes in total liabilities of Banque cantonale neuchâteloise and its main components are shown in Table 2.

2015 2016 % change
Amount owed to banks 1 385.6 1 497.2 +8.06%
Amount owed to customers 5 979.2 6 034.3 +0.92%
Total Liabilities 10 305.1 10 578.7 +2.66%
Table 2. Recent changes in total liabilities of Banque cantonale neuchâteloise (mln CHF).

Profit and Loss

Annual Profit (2016)
36.73 mln CHF  (+5.06%)

Recent changes in gross profit of Banque cantonale neuchâteloise and its main components are shown in Table 3.

2015 2016 % change
Net Interest Income 93.5 94.1 +0.62%
Net Commission Income 25.6 23.8 -6.68%
Net Income from Trading Operations 8.5 6.7 -20.27%
Table 3. Recent changes in gross profit of Banque cantonale neuchâteloise (mln CHF).

In 2016 annual profit of Banque cantonale neuchâteloise was 36.73 mln CHF. Growth compared to the previous period (2015) was 5.06%. The evolution of the annual profit of Banque cantonale neuchâteloise is shown at Chart 2 below.

Annual Profit of Banque cantonale neuchâteloise. Chart 2. Annual Profit of Banque cantonale neuchâteloise.

Market Position and Market Share (among banks in Switzerland)

Total Assets (2016)
42nd (market share 0.34%)

In 2016 Banque cantonale neuchâteloise was the 42nd largest bank in Switzerland in terms of total assets, having 0.34% of market share.

Market share of Banque cantonale neuchâteloise Chart 3. Market share of Banque cantonale neuchâteloise

Several banks with market shares closest to Banque cantonale neuchâteloise are shown below.

RankNameTotal AssetsMarket Share
41 Banca dello Stato del Cantone Ticino12172.99 mln CHF0.39%
42 Banque cantonale neuchâteloise10578.70 mln CHF0.34%
43 LGT Bank (Schweiz) AG9525.33 mln CHF0.31%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 CHF per depositor)
State Guarantee
full

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.

In the case of Banque cantonale neuchâteloise failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, commercial enterprises and public-sector offices
Covered Accounts  credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts)
Covered Currencies  all
Maximum Protected Amount  100 000 CHF
Paid In Currency  CHF
State Guarantee  full

Further Information

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Banque cantonale neuchâteloise and its components are shown in the table below.

BIC  BCNNCH22XXX
Bank BIC Code  BCNN
Country Code  CH (Switzerland)
Location Code  22
Branch Code  XXX

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  CHE-108.954.553

Domestic Presence

Branches (2015)
12