Obwaldner Kantonalbank

Founded in 1886, Obwaldner Kantonalbank is a universal bank, providing retail and corporate banking products mainly to the canton residents (natural persons and legal entities). Traditionally for cantonal banks, Obwaldner Kantonalbank is especially strong in savings and mortgage products. Like most of the cantonal banks, Obwaldner Kantonalbank has full state guarantee of its liabilities.

Bank Category

Cantonal banks

Services

Retail Banking
Corporate Banking

Financials

Total Assets (2017)
4 549.03 mln CHF  (+3.94%)
Number of Employees (2015)
149  (+0.68%)

Obwaldner Kantonalbank is the 64th largest bank in Switzerland in terms of total assets. In 2017 its total assets were 4 549,03 mln CHF, providing the bank with the market share of 0.14%. Obwaldner Kantonalbank is the 21st largest cantonal bank in Switzerland (out of 24 cantonal banks) having market share of 0.79% amongst the banks of this category. Obwaldner Kantonalbank had 149 employees in 2015.

Contacts

Rütistrasse 8, 6061, Sarnen, Switzerland
041 666 22 11
041 666 22 60

Obwaldner Kantonalbank is headquartered in Sarnen.

Bank Identifiers

BIC (SWIFT)
OBWKCH22XXX
Company Number
CHE-108.954.642
Founded
1886

Business Summary

Business Focus
universal banking for natural persons and legal entities residing in the canton
Services
retail banking
corporate banking
Products
savings products
mortgage loans
Area Served
mainly the canton

Obwaldner Kantonalbank is focused on universal banking for natural persons and legal entities residing in the canton. Obwaldner Kantonalbank provides products and services in the areas of retail banking, corporate banking. The range of products offered by Obwaldner Kantonalbank includes savings products, mortgage loans.

Financial Positions

Total Assets (2017)
4 549.03 mln CHF  (+3.94%)

In 2017 total assets of Obwaldner Kantonalbank were 4 549.03 mln CHF. Growth compared to the previous period (2016) was 3.94%. The evolution of the total assets of Obwaldner Kantonalbank is shown at Chart 1 below.

Total Assets of Obwaldner Kantonalbank.

Chart 1. Total Assets of Obwaldner Kantonalbank.

Recent changes in total assets of Obwaldner Kantonalbank and its main components are shown in Table 1.

2016 2017 % change
Cash and deposits with Central Banks 438.9 456.6 +4.05%
Claims to banks 156.3 255.5 +63.42%
Claims to customers 352.5 298.4 -15.33%
Mortgages 3 040.4 3 096.6 +1.85%
Total Assets 4 376.6 4 549.0 +3.94%
Table 1. Recent changes in total assets of Obwaldner Kantonalbank (mln CHF).

Recent changes in total liabilities of Obwaldner Kantonalbank and its main components are shown in Table 2.

2016 2017 % change
Amount owed to banks 143.0 120.0 -16.08%
Amount owed to customers 3 236.7 3 442.4 +6.36%
Total Liabilities 4 376.6 4 549.0 +3.94%
Table 2. Recent changes in total liabilities of Obwaldner Kantonalbank (mln CHF).

Profit and Loss

Annual Profit (2017)
15.60 mln CHF  (+6.25%)

Recent changes in gross profit of Obwaldner Kantonalbank and its main components are shown in Table 3.

2016 2017 % change
Net Interest Income 46.7 46.7 +0.12%
Net Commission Income 7.3 8.4 +14.10%
Net Income from Trading Operations 2.9 3.5 +19.82%
Table 3. Recent changes in gross profit of Obwaldner Kantonalbank (mln CHF).

In 2017 annual profit of Obwaldner Kantonalbank was 15.60 mln CHF. Growth compared to the previous period (2016) was 6.25%. The evolution of the annual profit of Obwaldner Kantonalbank is shown at Chart 2 below.

Annual Profit of Obwaldner Kantonalbank.

Chart 2. Annual Profit of Obwaldner Kantonalbank.

Number of Employees

Number of Employees (2015)
149  (+0.68%)

In 2015 there were 149 employees of Obwaldner Kantonalbank. Growth compared to the previous period (2014) was 0.68%.

Market Share and Rank (among banks in Switzerland)

Total Assets (2017)
64th (market share 0.14%)

In 2017 Obwaldner Kantonalbank was ranked the 64th largest bank in Switzerland in terms of total assets, having 0.14% of the domestic market share.

Market share of Obwaldner Kantonalbank (among banks in Switzerland)

Chart 3. Market share of Obwaldner Kantonalbank (among banks in Switzerland)

Several banks having the market shares and ranks closest to Obwaldner Kantonalbank are shown below.

RankNameTotal AssetsMarket Share
63 Deutsche Bank AG, Frankfurt a.M., Zweigniederlassung Zürich4592.17 mln CHF0.14%
64 Obwaldner Kantonalbank4549.03 mln CHF0.14%
65 acrevis Bank AG4344.15 mln CHF0.13%
 

Market Share and Rank (among Cantonal banks in Switzerland)

Total Assets (2017)
21st (market share 0.79%)

In 2017 Obwaldner Kantonalbank was ranked the 21st largest cantonal bank in Switzerland in terms of total assets, having 0.79% of the category's market share.

Market share of Obwaldner Kantonalbank (among Cantonal banks in Switzerland)

Chart 4. Market share of Obwaldner Kantonalbank (among Cantonal banks in Switzerland)

Several cantonal banks having the market shares and ranks closest to Obwaldner Kantonalbank are shown below.

RankNameTotal AssetsMarket Share
20 Nidwaldner Kantonalbank4667.12 mln CHF0.81%
21 Obwaldner Kantonalbank4549.03 mln CHF0.79%
22 Appenzeller Kantonalbank3231.43 mln CHF0.56%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 CHF per depositor)
State Guarantee
full

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.

In the case of Obwaldner Kantonalbank failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, commercial enterprises and public-sector offices
Covered Accounts  credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts)
Covered Currencies  all
Maximum Protected Amount  100 000 CHF
Paid In Currency  CHF
State Guarantee  full

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Obwaldner Kantonalbank and its components are shown in the table below.

BIC  OBWKCH22XXX
Bank BIC Code  OBWK
Country Code  CH (Switzerland)
Location Code  22
Branch Code  XXX

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  CHE-108.954.642

Domestic Presence

Branches (2015)

In 2015 Obwaldner Kantonalbank had 9 branches in Switzerland. The value didn't change compared to the previous period (2014).