Founded in 1883, Schaffhauser Kantonalbank is a universal bank, providing retail and corporate banking products mainly to the canton residents (natural persons and legal entities). Traditionally for cantonal banks, Schaffhauser Kantonalbank is especially strong in savings and mortgage products. Like most of the cantonal banks, Schaffhauser Kantonalbank has full state guarantee of its liabilities.
Schaffhauser Kantonalbank is the 51st largest bank in Switzerland in terms of total assets. In 2016 its total assets were 7 062,74 mln CHF, providing the bank with the market share of 0.23%. Schaffhauser Kantonalbank is the 18th largest cantonal bank in Switzerland (out of 24 banks) having market share of 1.28% amongst the banks of this category.
Schaffhauser Kantonalbank is headquartered in Schaffhausen.
| Business Focus |
|---|
| universal banking for natural persons and legal entities residing in the canton |
| Services |
| retail banking corporate banking |
| Products |
| savings products mortgage loans |
| Area Served |
| mainly the canton |
| Total Assets (2016) |
|---|
| 7 062.74 mln CHF (+6.40%) |
In 2016 total assets of Schaffhauser Kantonalbank were 7 062.74 mln CHF. Growth compared to the previous period (2015) was 6.40%. The evolution of the total assets of Schaffhauser Kantonalbank is shown at Chart 1 below.
Chart 1. Total Assets of Schaffhauser Kantonalbank.
Recent changes in total assets of Schaffhauser Kantonalbank and its main components are shown in Table 1.
| 2015 | 2016 | % change | |
|---|---|---|---|
| Cash and deposits with Central Banks | 711.1 | 762.2 | +7.18% |
| Claims to banks | 97.2 | 100.8 | +3.73% |
| Claims to customers | 533.3 | 498.5 | -6.52% |
| Mortgages | 5 004.6 | 5 365.9 | +7.22% |
| Total Assets | 6 637.8 | 7 062.7 | +6.40% |
| Table 1. Recent changes in total assets of Schaffhauser Kantonalbank (mln CHF). | |||
Recent changes in total liabilities of Schaffhauser Kantonalbank and its main components are shown in Table 2.
| 2015 | 2016 | % change | |
|---|---|---|---|
| Amount owed to banks | 32.5 | 74.4 | +129.25% |
| Amount owed to customers | 4 213.3 | 4 567.8 | +8.41% |
| Total Liabilities | 6 637.8 | 7 062.7 | +6.40% |
| Table 2. Recent changes in total liabilities of Schaffhauser Kantonalbank (mln CHF). | |||
| Annual Profit (2016) |
|---|
| 39.10 mln CHF (-21.22%) |
Recent changes in gross profit of Schaffhauser Kantonalbank and its main components are shown in Table 3.
| 2015 | 2016 | % change | |
|---|---|---|---|
| Net Interest Income | 72.9 | 77.8 | +6.67% |
| Net Commission Income | 34.6 | 29.8 | -13.77% |
| Net Income from Trading Operations | 9.3 | 9.3 | +0.56% |
| Table 3. Recent changes in gross profit of Schaffhauser Kantonalbank (mln CHF). | |||
In 2016 annual profit of Schaffhauser Kantonalbank was 39.10 mln CHF. Decline compared to the previous period (2015) was -21.22%. The evolution of the annual profit of Schaffhauser Kantonalbank is shown at Chart 2 below.
Chart 2. Annual Profit of Schaffhauser Kantonalbank.
| Total Assets (2016) |
|---|
| 51st (market share 0.23%) |
In 2016 Schaffhauser Kantonalbank was the 51st largest bank in Switzerland in terms of total assets, having 0.23% of market share.
Chart 3. Market share of Schaffhauser Kantonalbank
Several banks with market shares closest to Schaffhauser Kantonalbank are shown below.
| Rank | Name | Total Assets | Market Share |
|---|---|---|---|
| 50 |  Notenstein La Roche Privatbank AG | 7106.48 mln CHF | 0.23% |
| 51 |  Schaffhauser Kantonalbank | 7062.74 mln CHF | 0.23% |
| 52 |  Bank Linth LLB AG | 6488.27 mln CHF | 0.21% |
| Deposit Guarantee |
|---|
| Yes (up to 100 000 CHF per depositor) |
| State Guarantee |
| full |
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.
In the case of Schaffhauser Kantonalbank failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
| Eligible Depositors | private individuals, commercial enterprises and public-sector offices |
| Covered Accounts | credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts) |
| Covered Currencies | all |
| Maximum Protected Amount | 100 000 CHF |
| Paid In Currency | CHF |
| State Guarantee | full |
Any bank can be identified for different purposes and hence can have several different identifiers.
BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.
A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).
BIC of Schaffhauser Kantonalbank and its components are shown in the table below.
| BIC | SHKBCH2SXXX |
| Bank BIC Code | SHKB |
| Country Code | CH (Switzerland) |
| Location Code | 2S |
| Branch Code | XXX |
Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.
| Company Number | CHE-108.954.671 |
| Branches (2015) |
|---|
| 6 |
Time Deposit Accounts up to 1.50 %
