Schaffhauser Kantonalbank

Founded in 1883, Schaffhauser Kantonalbank is a universal bank, providing retail and corporate banking products mainly to the canton residents (natural persons and legal entities). Traditionally for cantonal banks, Schaffhauser Kantonalbank is especially strong in savings and mortgage products. Like most of the cantonal banks, Schaffhauser Kantonalbank has full state guarantee of its liabilities.

Bank Category

Cantonal banks

Services

Retail Banking
Corporate Banking

Financials

Total Assets (2016)
7 062.74 mln CHF  (+6.40%)
Number of Employees (2015)
282  (+2.17%)

Schaffhauser Kantonalbank is the 51st largest bank in Switzerland in terms of total assets. In 2016 its total assets were 7 062,74 mln CHF, providing the bank with the market share of 0.23%. Schaffhauser Kantonalbank is the 18th largest cantonal bank in Switzerland (out of 24 cantonal banks) having market share of 1.28% amongst the banks of this category. Schaffhauser Kantonalbank had 282 employees in 2015.

Contacts

Vorstadt 53, 8201, Schaffhausen, Switzerland
052 635 22 22
052 625 38 48

Schaffhauser Kantonalbank is headquartered in Schaffhausen.

Bank Identifiers

BIC (SWIFT)
SHKBCH2SXXX
Company Number
CHE-108.954.671
Founded
1883

Business Summary

Business Focus
universal banking for natural persons and legal entities residing in the canton
Services
retail banking
corporate banking
Products
savings products
mortgage loans
Area Served
mainly the canton

Schaffhauser Kantonalbank is focused on universal banking for natural persons and legal entities residing in the canton. Schaffhauser Kantonalbank provides products and services in the areas of retail banking, corporate banking. The range of products offered by Schaffhauser Kantonalbank includes savings products, mortgage loans.

Financial Positions

Total Assets (2016)
7 062.74 mln CHF  (+6.40%)

In 2016 total assets of Schaffhauser Kantonalbank were 7 062.74 mln CHF. Growth compared to the previous period (2015) was 6.40%. The evolution of the total assets of Schaffhauser Kantonalbank is shown at Chart 1 below.

Total Assets of Schaffhauser Kantonalbank.

Chart 1. Total Assets of Schaffhauser Kantonalbank.

Recent changes in total assets of Schaffhauser Kantonalbank and its main components are shown in Table 1.

2015 2016 % change
Cash and deposits with Central Banks 711.1 762.2 +7.18%
Claims to banks 97.2 100.8 +3.73%
Claims to customers 533.3 498.5 -6.52%
Mortgages 5 004.6 5 365.9 +7.22%
Total Assets 6 637.8 7 062.7 +6.40%
Table 1. Recent changes in total assets of Schaffhauser Kantonalbank (mln CHF).

Recent changes in total liabilities of Schaffhauser Kantonalbank and its main components are shown in Table 2.

2015 2016 % change
Amount owed to banks 32.5 74.4 +129.25%
Amount owed to customers 4 213.3 4 567.8 +8.41%
Total Liabilities 6 637.8 7 062.7 +6.40%
Table 2. Recent changes in total liabilities of Schaffhauser Kantonalbank (mln CHF).

Profit and Loss

Annual Profit (2016)
39.10 mln CHF  (-21.22%)

Recent changes in gross profit of Schaffhauser Kantonalbank and its main components are shown in Table 3.

2015 2016 % change
Net Interest Income 72.9 77.8 +6.67%
Net Commission Income 34.6 29.8 -13.77%
Net Income from Trading Operations 9.3 9.3 +0.56%
Table 3. Recent changes in gross profit of Schaffhauser Kantonalbank (mln CHF).

In 2016 annual profit of Schaffhauser Kantonalbank was 39.10 mln CHF. Decline compared to the previous period (2015) was -21.22%. The evolution of the annual profit of Schaffhauser Kantonalbank is shown at Chart 2 below.

Annual Profit of Schaffhauser Kantonalbank.

Chart 2. Annual Profit of Schaffhauser Kantonalbank.

Number of Employees

Number of Employees (2015)
282  (+2.17%)

In 2015 there were 282 employees of Schaffhauser Kantonalbank. Growth compared to the previous period (2014) was 2.17%.

Market Share and Rank (among banks in Switzerland)

Total Assets (2016)
51st (market share 0.23%)

In 2016 Schaffhauser Kantonalbank was ranked the 51st largest bank in Switzerland in terms of total assets, having 0.23% of the domestic market share.

Market share of Schaffhauser Kantonalbank (among banks in Switzerland)

Chart 3. Market share of Schaffhauser Kantonalbank (among banks in Switzerland)

Several banks having the market shares and ranks closest to Schaffhauser Kantonalbank are shown below.

RankNameTotal AssetsMarket Share
50 Notenstein La Roche Privatbank AG7106.48 mln CHF0.23%
51 Schaffhauser Kantonalbank7062.74 mln CHF0.23%
52 Bank Linth LLB AG6488.27 mln CHF0.21%
 

Market Share and Rank (among Cantonal banks in Switzerland)

Total Assets (2016)
18th (market share 1.28%)

In 2016 Schaffhauser Kantonalbank was ranked the 18th largest cantonal bank in Switzerland in terms of total assets, having 1.28% of the category's market share.

Market share of Schaffhauser Kantonalbank (among Cantonal banks in Switzerland)

Chart 4. Market share of Schaffhauser Kantonalbank (among Cantonal banks in Switzerland)

Several cantonal banks having the market shares and ranks closest to Schaffhauser Kantonalbank are shown below.

RankNameTotal AssetsMarket Share
17 Banque cantonale neuchâteloise10578.70 mln CHF1.91%
18 Schaffhauser Kantonalbank7062.74 mln CHF1.28%
19 Glarner Kantonalbank5278.92 mln CHF0.95%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 CHF per depositor)
State Guarantee
full

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.

In the case of Schaffhauser Kantonalbank failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, commercial enterprises and public-sector offices
Covered Accounts  credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts)
Covered Currencies  all
Maximum Protected Amount  100 000 CHF
Paid In Currency  CHF
State Guarantee  full

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Schaffhauser Kantonalbank and its components are shown in the table below.

BIC  SHKBCH2SXXX
Bank BIC Code  SHKB
Country Code  CH (Switzerland)
Location Code  2S
Branch Code  XXX

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  CHE-108.954.671

Domestic Presence

Branches (2015)

In 2015 Schaffhauser Kantonalbank had 6 branches in Switzerland. The value didn't change compared to the previous period (2014).