Zürcher Kantonalbank

 (3.7; 34 ratings)
3.7 34

Business Focus

regional retail and business banking

Founded in 1870, Zürcher Kantonalbank is a universal bank, providing retail and business banking products mainly to the canton residents (natural persons and legal entities). Traditionally for cantonal banks, Zürcher Kantonalbank is especially strong in savings and mortgage products. Like most of the cantonal banks, Zürcher Kantonalbank has full state guarantee of its liabilities.

Bank Category

Cantonal banks


retail banking
private banking
business banking

Area Served

mainly the canton


current accounts
debit cards
credit cards
savings accounts
time deposit accounts
pension plans
consumer loans
mortgage loans
investment funds
trade finance

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits

See Also

Account Opening

Becoming a client of Zürcher Kantonalbank can be done in a few steps:

Visit bank branch

Due to regulatory requirements Zürcher Kantonalbank performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Zürcher Kantonalbank will ask him/her to provide the following documents: passport; proof of address. For corporate clients Zürcher Kantonalbank will ask to provide corporate documentation as well as information about controlling persons. Zürcher Kantonalbank may request additional documentation or information depending on the case. Zürcher Kantonalbank performs client's identity verification via branch visit.

Ways to Bank

Zürcher Kantonalbank delivers its products and services through both direct and indirect channels, namely:
online banking
mobile app


Total Assets of Zürcher Kantonalbank
Annual_profit of Zürcher Kantonalbank
Market Share of Zürcher Kantonalbank
Total Assets (2019)
165.87 bln CHF  (-1.46%)
Annual Profit (2019)
844.93 mln CHF  (+7.19%)
Number of Employees (2015)
5,179  (+6.92%)

Zürcher Kantonalbank is the 6th largest bank in Switzerland in terms of total assets. In 2019 its total assets were 165,87 bln CHF, providing the bank with the market share of 5.01%. Zürcher Kantonalbank is the 1st largest cantonal bank in Switzerland (out of 24 cantonal banks) having market share of 26.47% amongst the banks of this category. In 2019 the bank's annual profit was 844,93 mln CHF. Zürcher Kantonalbank had 5 179 employees in 2015.

Credit Ratings

Fitch: AAA
AA+, AA, AA-
A+, A, A-
BB+, BB, BB-
B+, B, B-
Moodys: Aaa
Aa1, Aa2, Aa3
A1, A2, A3
Baa1, Baa2, Baa3, Baa4
Ba1, Ba2, Ba3
B1, B2, B3
Caa1, Caa2, Caa3, Ca

Zürcher Kantonalbank is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is AAA (highest credit quality). Long-term credit rating assigned to the bank by Moody's is Aaa (prime).

Deposit Guarantee

Guarantee Fund
esisuisse – Deposit Insurance (ESI)esisuisse – Deposit Insurance (ESI)
Protected Amount
up to 100,000 CHF
Eligible Depositors
private individuals (Swiss and foreign)
legal entities (Swiss and foreign)
Covered Accounts
credit balances

Zürcher Kantonalbank participates in the deposit guarantee scheme of Switzerland. This deposit guarantee scheme applies to credit balances made by private individuals (Swiss and foreign), legal entities (Swiss and foreign) and covers up to up to 100,000 CHF per bank per depositor. Zürcher Kantonalbank is a member of esisuisse – Deposit Insurance (ESI) and makes its contributions into it.


8010, Zürich, Switzerland
044 293 93 93

Zürcher Kantonalbank is headquartered in Zürich.

Social Networks

Zürcher Kantonalbank has profiles at the following social networks:

Bank Identifiers

Company Number

Bank Supervision

Supervised By
Swiss Financial Market Supervisory Authority
Reference Number

Zürcher Kantonalbank is authorized and supervised by the Swiss Financial Market Supervisory Authority (reference number CHE-108.954.607).

Bank History


Similar Banks

Banque Cantonale Vaudoise Logo Banque Cantonale Vaudoise
regional retail and business banking
Luzerner Kantonalbank AG Logo Luzerner Kantonalbank AG
regional retail and business banking
St.Galler Kantonalbank AG Logo St.Galler Kantonalbank AG
regional retail and business banking
Berner Kantonalbank AG Logo Berner Kantonalbank AG
regional retail and business banking
Aargauische Kantonalbank Logo Aargauische Kantonalbank
regional retail and business banking

See Also

Related Articles