UBS AG

Founded in 1998, UBS is a Swiss-based financial company. UBS is one of the largest universal banks in Switzerland offering comprehensive advice and a broad range of retail, private, corporate banking products and services to individuals, corporate and institutional clients. On the international markets UBS is focused on providing financial solutions to wealthy, institutional and corporate clients.

Bank Category
Big banks

UBS AG is the 2nd largest bank in Switzerland in terms of total assets. In 2016 its total assets were 439,48 bln CHF, providing the bank with the market share of 14.20%. UBS AG is the 2nd largest big bank in Switzerland (out of 4 banks) having market share of 30.21% amongst the banks of this category.

Rank in Switzerland
2nd largest bank

Total Assets (2016)
439.48 bln CHF  (-7.88%)

UBS AG is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A (high credit quality). Long-term credit rating assigned to the bank by Moody's is Aa3 (high grade). UBS AG participates in deposit guarantee scheme of Switzerland. This scheme covers accounts up to 100 000 CHF per bank per depositor.

UBS AG is headquartered in Zürich, Basel.

Head of Group
 UBS (Switzerland)

Address
Bahnhofstrasse 45, 8098, Zürich, Basel, Switzerland
Phone
044 234 11 11
Fax
044 238 44 70
BIC (SWIFT)
UBSWCHZH80A
Company Number
CHE-101.329.561
Founded
1998

Financial Positions

Total Assets (2016)
439.48 bln CHF  (-7.88%)

In 2016 total assets of UBS AG were 439.48 bln CHF. Decline compared to the previous period (2015) was -7.88%. The evolution of the total assets of UBS AG is shown at Chart 1 below.

Total Assets of UBS AG. Chart 1. Total Assets of UBS AG.

Market Position and Market Share (among banks in Switzerland)

Total Assets (2016)
2nd (market share 14.20%)

In 2016 UBS AG was the 2nd largest bank in Switzerland in terms of total assets, having 14.20% of market share.

Market share of UBS AG Chart 2. Market share of UBS AG

Several banks with market shares closest to UBS AG are shown below.

RankNameTotal AssetsMarket Share
1 Credit Suisse AG507800.70 mln CHF16.41%
2 UBS AG439475.88 mln CHF14.20%
3 UBS Switzerland AG (new)294496.68 mln CHF9.52%
 

Credit Ratings (as of Apr 2016)

Fitch Moody's
A (high credit quality) Aa3 (high grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. UBS AG is rated by Fitch and Moody's.

Credit ratings assigned to UBS AG as of April 2016 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for UBS AG it is set to A (high credit quality), outlook is positive (may be raised). The rating is not on watch. Short-term issuer default rating for UBS AG is set to F1 (highest short-term credit quality).

Long-Term Issuer Default Rating  A
    Outlook  positive
    On Watch  No
Short-Term Issuer Default Rating  F1
Viability Rating  a
Support Rating  5
Support Rating Floor  NF

Viability rating for UBS AG is set to a (high fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).

Moody's

Long-term rating for UBS AG it is set to Aa3 (high grade). Long-term bank deposit rating is Aa3 (high grade). Bank financial strength rating is baa1. Short-term rating is not assigned.

Long-Term Rating  Aa3
Long-Term Bank Deposit Rating  Aa3
Bank Financial Strength Rating  baa1
Short-Term Rating  -
Outlook  stable

Outlook for the ratings of UBS AG is set to stable (not likely to change).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 CHF per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.

In the case of UBS AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, commercial enterprises and public-sector offices
Covered Accounts  credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts)
Covered Currencies  all
Maximum Protected Amount  100 000 CHF
Paid In Currency  CHF

Further Information

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of UBS AG and its components are shown in the table below.

BIC  UBSWCHZH80A
Bank BIC Code  UBSW
Country Code  CH (Switzerland)
Location Code  ZH
Branch Code  80A

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  CHE-101.329.561