UBS AG

Founded in 1998, UBS is a Swiss-based financial company. UBS is one of the largest universal banks in Switzerland offering comprehensive advice and a broad range of retail, private, corporate banking products and services to individuals, corporate and institutional clients. On the international markets UBS is focused on providing financial solutions to wealthy, institutional and corporate clients.

Contacts 
    Address  Bahnhofstrasse 45, 8098, Zürich, Basel, Switzerland
    Phone  044 234 11 11
    Fax  044 238 44 70
Head of Group   UBS (Switzerland)
Bank Category  Big banks
Start Date  1998
Financial Positions
    Total Assets (2015)  477.04 bln CHF ↓ (-38.67%)
Market Position and Market Share (among banks in Switzerland)
    Total Assets (2015)  2nd (market share 15.80%)
Credit Ratings (as of Apr 2016)
    Fitch  A (high credit quality)
    Moody's  Aa3 (high grade)
    S&P's  A (strong capacity to meet its financial commitments)
Deposit Guarantee  Yes (up to 100 000 CHF per depositor)
Bank Identifiers
    BIC (SWIFT)  UBSWCHZH80A
    Company Number  CHE-101.329.561
European Presence  21 banks in 11 countries

Financial Positions

In 2015 total assets of UBS AG were 477.04 bln CHF. Decline compared to the previous period (2014) was -38.67%. The evolution of the total assets of UBS AG is shown at Chart 1 below.

Total Assets of UBS AG.
Chart 1. Total Assets of UBS AG.

Credit Ratings

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government.
Of the 'Big Three' rating agencies, UBS AG is rated by Fitch and Standard & Poor's.

Credit ratings assigned to UBS AG as of April 2016 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for UBS AG it is set to A (high credit quality), outlook is positive (may be raised). The rating is not on watch. Short-term issuer default rating for UBS AG is set to F1 (highest short-term credit quality).

Long-Term Issuer Default Rating  A
    Outlook  positive
    On Watch  No
Short-Term Issuer Default Rating  F1
Viability Rating  a
Support Rating  5
Support Rating Floor  NF

Viability rating for UBS AG is set to a (high fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).

Moody's

Long-term rating for UBS AG it is set to Aa3 (high grade). Long-term bank deposit rating is Aa3 (high grade). Bank financial strength rating is baa1. Short-term rating is not assigned.

Long-Term Rating  Aa3
Long-Term Bank Deposit Rating  Aa3
Bank Financial Strength Rating  baa1
Short-Term Rating  -
Outlook  stable

Outlook for the ratings of UBS AG is set to stable (not likely to change).

Standard & Poor's

Long-term foreign currency rating for UBS AG is set to A (strong capacity to meet its financial commitments). Long-term local currency rating is set to A (strong capacity to meet its financial commitments).

Long-Term Foreign Currency Rating  A
    Outlook  -
    Credit Watch  -
Long-Term Local Currency Rating  A
    Outlook  -
    Credit Watch  -
Short-Term Foreign Currency Rating  A-1
Short-Term Local Currency Rating  A-1

Short-term foreign currency rating for UBS AG is set to A-1 (strong capacity to meet its financial commitments). Short-term local currency rating is set to A-1 (strong capacity to meet its financial commitments).

Deposit Guarantee

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.

In the case of UBS AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, commercial enterprises and public-sector offices
Covered Accounts  credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts)
Covered Currencies  all
Maximum Protected Amount  100 000 CHF
Paid In Currency  CHF

Further Information: Deposit Guarantee Scheme in Switzerland

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of UBS AG and its components are shown in the table below.

BIC  UBSWCHZH80A
Bank BIC Code  UBSW
Country Code  CH (Switzerland)
Location Code  ZH
Branch Code  80A

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  CHE-101.329.561

European Presence

This bank operates in the following European countries and selected dependent territories of the European countries:

Cayman Islands

France

Germany

Italy

Jersey

Monaco

Netherlands

Spain

Sweden

Switzerland

United Kingdom

Related Information on Switzerland

  Economy and Banking Sector of Switzerland

  List of Banks in Switzerland

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