Valiant Bank AG (Switzerland)

(4.4; 7 ratings)

Business Focus

regional retail banking

Established in 1997 Valiant Bank AG is a savings bank, focused on providing retail banking products and services (mortgages and corporate loans, customer savings and deposits) to local residents.

Bank Category

Regional banks and savings banks

Clients

natural persons

SMEs

companies

Area Served

local region

Products

current accounts

credit cards

debit cards

savings accounts

time deposit accounts

consumer loans

mortgage loans

International Transfers

SWIFT Transfers

SEPA Credit Transfers

SEPA Instant Transfers

SEPA Direct Debits

Account Opening

Becoming a client of Valiant Bank AG can be done in a few steps:

Visit bank branch

Due to regulatory requirements Valiant Bank AG performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Valiant Bank AG will ask him/her to provide the following documents: passport; proof of address. For corporate clients Valiant Bank AG will ask to provide corporate documentation as well as information about controlling persons. Valiant Bank AG may request additional documentation or information depending on the case. Valiant Bank AG performs client's identity verification via branch visit.

Ways to Bank

Valiant Bank AG delivers its products and services through both direct and indirect channels, namely:

branch

online banking

mobile app

Financials

Total Assets (2019)

29,742.00 mln CHF (+9.27%)

Valiant Bank AG is the 17th largest bank in Switzerland in terms of total assets. In 2019 its total assets were 29 742,00 mln CHF, providing the bank with the market share of 0.90%. Valiant Bank AG is the 1st largest regional bank and savings bank in Switzerland (out of 60 regional banks and savings banks) having market share of 23.55% amongst the banks of this category.

Credit Ratings

Fitch: -

AAA

AA+, AA, AA-

A+, A, A-

BBB+, BBB, BBB-

BB+, BB, BB-

B+, B, B-

CCC, CC, C, RD, D

Moodys: Baa1

Aaa

Aa1, Aa2, Aa3

A1, A2, A3

Baa1, Baa2, Baa3, Baa4

Ba1, Ba2, Ba3

B1, B2, B3

Caa1, Caa2, Caa3, Ca

Valiant Bank AG is rated by Moody's. Long-term credit rating assigned to the bank by Moody's is Baa1 (lower medium grade).

Deposit Guarantee

Guarantee Fund

esisuisse – Deposit Insurance (ESI)

Protected Amount

up to 100,000 CHF

Eligible Depositors

private individuals (Swiss and foreign)
legal entities (Swiss and foreign)

Covered Accounts

credit balances

Valiant Bank AG participates in the deposit guarantee scheme of Switzerland. This deposit guarantee scheme applies to credit balances made by private individuals (Swiss and foreign), legal entities (Swiss and foreign) and covers up to up to 100,000 CHF per bank per depositor. Valiant Bank AG is a member of esisuisse – Deposit Insurance (ESI) and makes its contributions into it.