Established in 1819 Ersparniskasse Speicher is a savings bank, focused on providing retail banking products and services (mortgages and corporate loans, customer savings and deposits) to local residents. Ersparniskasse Speicher is the 244th largest bank in Switzerland in terms of total assets. In 2015 its total assets were 73,08 mln CHF, providing the bank with the market share of 0.00%. Ersparniskasse Speicher is the 61st largest regional bank and savings bank in Switzerland (out of 62 banks) having market share of 0.06% amongst the banks of this category.
Ersparniskasse Speicher participates in deposit guarantee scheme of Switzerland. This scheme covers accounts up to 100 000 CHF per bank per depositor.
Ersparniskasse Speicher is headquartered in Speicher.
|Time Deposit Accounts||up to 1.50 %|
|Credit Cards||from 75.00 CHF p.a.|
|Consumer Loans||from 5.90 %|
|Total Assets (2015)|
|73.08 mln CHF (-1.26%)|
In 2015 total assets of Ersparniskasse Speicher were 73.08 mln CHF. Decline compared to the previous period (2014) was -1.26%. The evolution of the total assets of Ersparniskasse Speicher is shown at Chart 1 below.
|Yes (up to 100 000 CHF per depositor)|
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.
In the case of Ersparniskasse Speicher failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||private individuals, commercial enterprises and public-sector offices|
|Covered Accounts||credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts)|
|Maximum Protected Amount||100 000 CHF|
|Paid In Currency||CHF|
Any bank can be identified for different purposes and hence can have several different identifiers.
Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.