Business Summary

retail banking
current accounts
debit cards
credit cards
savings accounts
time deposit accounts (0.05 - 0.40 %)
consumer loans
mortgage loans
Area Served

Raiffeisen-Gruppe provides services in the area of retail banking. The range of products offered by Raiffeisen-Gruppe includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts (0.05 - 0.40 %), consumer loans, mortgage loans.


Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Raiffeisen-Gruppe offers the following time deposit accounts.

Updated on 27 January 2020

Sales Region
Account Currency
Interest Rate (p.a.)
0.05 - 0.40 %
Deposit Term
24 - 84 months
Time Deposit Account Details
Product Name
Account Currency
Min. Interest Rate (p.a.)
0.05 %
Max. Interest Rate (p.a.)
0.40 %
Min. Deposit Term
24 months
Max. Deposit Term
84 months

Switzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.
Deposit Guarantee. Time deposit accounts made with Raiffeisen-Gruppe are covered by deposit guarantee scheme of Switzerland up to 100,000 CHF per depositor.
Withholding Tax. Interest gained on time deposit accounts by residents of Switzerland is taxed at 35.00% rate. Interest gained on time deposit accounts by non-residents of Switzerland is taxed at 35.00% rate. When the interest is paid, this tax is automatically withhold by Raiffeisen-Gruppe from the time deposit account.

See Also

Similar Banks

universal banking
UBS Switzerland AG
universal banking
Zürcher Kantonalbank
regional retail and corporate banking
PostFinance AG
retail banking