Raiffeisen-Gruppe provides services in the area of retail banking. The range of products offered by Raiffeisen-Gruppe includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts (0.05 - 0.40 %), consumer loans, mortgage loans.
Products and services offered by Raiffeisen-Gruppe are available at its branches and via its online banking system.
Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).
Raiffeisen-Gruppe offers the following time deposit accounts.
Updated on 26 May 2020
Switzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.
Deposit Guarantee. Time deposit accounts made with Raiffeisen-Gruppe are covered by deposit guarantee scheme of Switzerland up to 100,000 CHF per depositor.
Withholding Tax. Interest gained on time deposit accounts by residents of Switzerland is taxed at 35.00% rate. Interest gained on time deposit accounts by non-residents of Switzerland is taxed at 35.00% rate. When the interest is paid, this tax is automatically withhold by Raiffeisen-Gruppe from the time deposit account.