Migros Bank AG

Business Summary

Services
retail banking
corporate banking
Products
current accounts
debit cards
prepaid cards
credit cards
savings accounts
time deposit accounts (0.00 - 0.30 %)
consumer loans (5.90 - 5.90 %)
mortgage loans
precious metal accounts
structured products
custody
Area Served
CHSwitzerland

Migros Bank AG provides products and services in the areas of retail banking, corporate banking. The range of products offered by Migros Bank AG includes current accounts, debit cards, prepaid cards, credit cards, savings accounts, time deposit accounts (0.00 - 0.30 %), consumer loans (5.90 - 5.90 %), mortgage loans, precious metal accounts, structured products, custody.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by Migros Bank AG are available at its branches and via its online banking system, mobile application.

Mobile Application: Migros Bank E-Banking Phone

 4.5, 55 Ratings

Migros Bank E-Banking Phone
Migros Bank E-Banking Phone
Migros Bank E-Banking Phone
Migros Bank E-Banking Phone
Migros Bank E-Banking Phone Supported Languages
FRFrench
DEGerman
ITItalian

Products

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Migros Bank AG offers the following time deposit accounts.

Updated on 16 July 2020

Kassenobligation
Sales Region
CHSwitzerland
Account Currency
EUR
Interest Rate (p.a.)
0.00 - 0.30 %
Deposit Term
24 - 84 months
Time Deposit Account Details
Product Name
Kassenobligation
Account Currency
EUR
Min. Interest Rate (p.a.)
0.00 %
Max. Interest Rate (p.a.)
0.30 %
Min. Deposit Term
24 months
Max. Deposit Term
84 months

CHSwitzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.
Deposit Guarantee. Time deposit accounts made with Migros Bank AG are covered by deposit guarantee scheme of Switzerland up to 100,000 CHF per depositor.
Withholding Tax. Interest gained on time deposit accounts by residents of Switzerland is taxed at 35.00% rate. Interest gained on time deposit accounts by non-residents of Switzerland is taxed at 35.00% rate. When the interest is paid, this tax is automatically withhold by Migros Bank AG from the time deposit account.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Migros Bank AG.

Updated on 16 July 2020

Visa Classic
Sales Region
CHSwitzerland
Card Currency
CHF
Card Provider
Visa
Card Type
Standard
Annual Costs
100.00 CHF
Credit Card Details
Product Name
Visa Classic
Card Provider
Visa
Card Type
Standard
Annual Costs
100.00 CHF
Card Currency
CHF
Bonus Programs
Insurances
Benefits
Services
Visa Gold
Sales Region
CHSwitzerland
Card Currency
CHF
Card Provider
Visa
Card Type
Gold
Annual Costs
200.00 CHF
Credit Card Details
Product Name
Visa Gold
Card Provider
Visa
Card Type
Gold
Annual Costs
200.00 CHF
Card Currency
CHF
Bonus Programs
Insurances
Benefits
Services
Visa Gold
Sales Region
CHSwitzerland
Card Currency
CHF
Card Provider
MasterCard
Card Type
Gold
Annual Costs
200.00 CHF
Credit Card Details
Product Name
Visa Gold
Card Provider
MasterCard
Card Type
Gold
Annual Costs
200.00 CHF
Card Currency
CHF
Bonus Programs
Insurances
Benefits
Services

CHSwitzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Migros Bank AG are shown in the table below.

Updated on 16 July 2020

Privatkredit
Sales Region
CHSwitzerland
Effective Rate (p.a.)
5.90 %
Loan Amount
1,000 - 100,000 CHF
Loan Term
6 - 84 months
Consumer Loan Details
Loan Currency
CHF
Min. Loan Term
6 months
Max. Loan Term
84 months
Min. Loan Amount
1,000 CHF
Max. Loan Amount
100,000 CHF
Min. Effective Rate (p.a.)
5.90 %
Max. Effective Rate (p.a.)
5.90 %

CHSwitzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.

See Also

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