Banque de Commerce et de Placements SA

Established in 1963, Banque de Commerce et de Placements (BCP Bank) offers its commercial, private and financial institution clients full range of services of a universal Swiss bank. Banque de Commerce et de Placements is focused on four well-established areas of expertise: commodity trade finance, wealth management, treasury services and correspondent banking.

Bank Category
Foreign-controlled banks

Banque de Commerce et de Placements SA is the 60th largest bank in Switzerland in terms of total assets. In 2016 its total assets were 4 647,70 mln CHF, providing the bank with the market share of 0.15%. Banque de Commerce et de Placements SA is the 16th largest foreign-controlled bank in Switzerland (out of 81 banks) having market share of 1.88% amongst the banks of this category.

Rank in Switzerland
60th largest bank

Total Assets (2016)
4 647.70 mln CHF  (+41.37%)
Number of Employees (2016)
148  (+3.14%)

Banque de Commerce et de Placements SA is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is BBB- (good credit quality). Banque de Commerce et de Placements SA participates in deposit guarantee scheme of Switzerland. This scheme covers accounts up to 100 000 CHF per bank per depositor.

Banque de Commerce et de Placements SA is headquartered in Genève.

Address
1, rue de la Fontaine, 1211, Genève, Switzerland
P.O. Box
3069
Phone
022 909 19 19
Fax
022 909 19 00
BIC (SWIFT)
BPCPCHGGXXX
Company Number
CHE-105.817.374
Founded
1963

Financial Positions

Total Assets (2016)
4 647.70 mln CHF  (+41.37%)
Assets Under Management (2016)
0.00 CHF

In 2016 total assets of Banque de Commerce et de Placements SA were 4 647.70 mln CHF. Growth compared to the previous period (2015) was 41.37%. The evolution of the total assets of Banque de Commerce et de Placements SA is shown at Chart 1 below.

Total Assets of Banque de Commerce et de Placements SA. Chart 1. Total Assets of Banque de Commerce et de Placements SA.

In 2016 assets under management of Banque de Commerce et de Placements SA were 0.00 CHF. The value didn't change compared to the previous period (2015). The evolution of the assets under management of Banque de Commerce et de Placements SA is shown at Chart 2 below.

Assets Under Management of Banque de Commerce et de Placements SA. Chart 2. Assets Under Management of Banque de Commerce et de Placements SA.

Profit and Loss

Gross Profit (2016)
40.70 mln CHF  (-11.33%)
Annual Profit (2016)
28.50 mln CHF  (+17.77%)

In 2016 gross profit of Banque de Commerce et de Placements SA was 40.70 mln CHF. Decline compared to the previous period (2015) was -11.33%. The evolution of the gross profit of Banque de Commerce et de Placements SA is shown at Chart 3 below.

Gross Profit of Banque de Commerce et de Placements SA. Chart 3. Gross Profit of Banque de Commerce et de Placements SA.

Recent changes in gross profit of Banque de Commerce et de Placements SA and its main components are shown in Table 1.

2015 2016 % change
Net Interest Income 30.0 42.0 +40.00%
Net Commission Income 48.6 68.9 +41.77%
Net Income from Trading Operations 10.3 5.4 -47.57%
Net Income from Banking Operations 89.0 114.8 +28.99%
Gross Profit 45.9 40.7 -11.33%
Table 1. Recent changes in gross profit of Banque de Commerce et de Placements SA (mln CHF).

In 2016 annual profit of Banque de Commerce et de Placements SA was 28.50 mln CHF. Growth compared to the previous period (2015) was 17.77%. The evolution of the annual profit of Banque de Commerce et de Placements SA is shown at Chart 4 below.

Annual Profit of Banque de Commerce et de Placements SA. Chart 4. Annual Profit of Banque de Commerce et de Placements SA.

Market Position and Market Share (among banks in Switzerland)

Total Assets (2016)
60th (market share 0.15%)

In 2016 Banque de Commerce et de Placements SA was the 60th largest bank in Switzerland in terms of total assets, having 0.15% of market share.

Market share of Banque de Commerce et de Placements SA Chart 5. Market share of Banque de Commerce et de Placements SA

Several banks with market shares closest to Banque de Commerce et de Placements SA are shown below.

RankNameTotal AssetsMarket Share
59 Hypothekarbank Lenzburg AG4939.63 mln CHF0.16%
60 Banque de Commerce et de Placements SA4647.70 mln CHF0.15%
61 Rothschild Bank AG4486.04 mln CHF0.14%
 

Credit Ratings (as of Apr 2016)

Fitch Moody's
BBB- (good credit quality) - (not rated)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Banque de Commerce et de Placements SA is rated by Fitch.

Credit ratings assigned to Banque de Commerce et de Placements SA as of April 2016 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Banque de Commerce et de Placements SA it is set to BBB- (good credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for Banque de Commerce et de Placements SA is set to F3 (fair short-term credit quality).

Long-Term Issuer Default Rating  BBB-
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F3
Viability Rating  bbb-
Support Rating  4
Support Rating Floor  -

Viability rating for Banque de Commerce et de Placements SA is set to bbb- (good fundamental credit quality); support rating is 4 (limited probability of support); support rating floor is not set.

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 CHF per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.

In the case of Banque de Commerce et de Placements SA failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, commercial enterprises and public-sector offices
Covered Accounts  credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts)
Covered Currencies  all
Maximum Protected Amount  100 000 CHF
Paid In Currency  CHF

Further Information

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Banque de Commerce et de Placements SA and its components are shown in the table below.

BIC  BPCPCHGGXXX
Bank BIC Code  BPCP
Country Code  CH (Switzerland)
Location Code  GG
Branch Code  XXX

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  CHE-105.817.374

European Presence: 2 banks in 2 countries

This bank operates in the following European countries and selected dependent territories of the European countries:

Luxembourg

Switzerland

  •  (this bank) Banque de Commerce et de Placements SA (Genève)