BSI SA

Founded in 1873 in Switzerland, BSI Bank is an international bank specializing in wealth management. Since 2015 BSI Bank is a member of BGT Pactual Group (Brazil).

Bank Category
Foreign-controlled banks

BSI SA is the 39th largest bank in Switzerland in terms of total assets. In 2016 its total assets were 12 956,31 mln CHF, providing the bank with the market share of 0.42%. BSI SA is the 6th largest foreign-controlled bank in Switzerland (out of 81 banks) having market share of 5.23% amongst the banks of this category.

Rank in Switzerland
39th largest bank

Total Assets (2016)
12 956.31 mln CHF  (-29.15%)
Number of Employees (2014)
1 928  (-3.09%)

BSI SA is rated by Moody's. Long-term credit rating assigned to the bank by Moody's is A3 (upper medium grade). BSI SA participates in deposit guarantee scheme of Switzerland. This scheme covers accounts up to 100 000 CHF per bank per depositor.

BSI SA is headquartered in Lugano.

Address
6901, Lugano, Switzerland
P.O. Box
2833
Phone
091 809 31 11
BIC (SWIFT)
BSILCH22XXX
Company Number
CHE-105.736.244
Founded
1873

Financial Positions

Total Assets (2016)
12 956.31 mln CHF  (-29.15%)
Assets Under Management (2014)
92 329.70 mln CHF  (+3.30%)

In 2016 total assets of BSI SA were 12 956.31 mln CHF. Decline compared to the previous period (2015) was -29.15%. The evolution of the total assets of BSI SA is shown at Chart 1 below.

Total Assets of BSI SA. Chart 1. Total Assets of BSI SA.

In 2014 assets under management of BSI SA were 92 329.70 mln CHF. Growth compared to the previous period (2013) was 3.30%.

Profit and Loss

Gross Profit (2014)
172.80 mln CHF  (-12.11%)
Annual Profit (2014)
2.30 mln CHF

In 2014 gross profit of BSI SA was 172.80 mln CHF. Decline compared to the previous period (2013) was -12.11%.

Recent changes in gross profit of BSI SA and its main components are shown in Table 1.

2013 2014 % change
Net Interest Income 191.1 197.0 +3.09%
Net Commission Income 504.1 512.9 +1.75%
Net Income from Trading Operations 148.1 149.3 +0.81%
Net Income from Banking Operations 863.1 871.4 +0.96%
Gross Profit 196.6 172.8 -12.11%
Table 1. Recent changes in gross profit of BSI SA (mln CHF).

In 2014 annual profit of BSI SA was 2.30 mln CHF. Decline compared to the previous period (2013) was -100.32%.

Market Position and Market Share (among banks in Switzerland)

Total Assets (2016)
39th (market share 0.42%)

In 2016 BSI SA was the 39th largest bank in Switzerland in terms of total assets, having 0.42% of market share.

Market share of BSI SA Chart 2. Market share of BSI SA

Several banks with market shares closest to BSI SA are shown below.

RankNameTotal AssetsMarket Share
38 Bank Vontobel AG13408.10 mln CHF0.43%
39 BSI SA12956.31 mln CHF0.42%
40 Citibank, N.A., Sioux Falls, Zurich Branch12184.66 mln CHF0.39%
 

Credit Ratings (as of Apr 2016)

Fitch Moody's
- (not rated) A3 (upper medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. BSI SA is rated by Moody's.

Credit ratings assigned to BSI SA as of April 2016 are shown in details in the following sections.

Moody's

Long-term rating for BSI SA it is set to A3 (upper medium grade). Long-term bank deposit rating is A3 (upper medium grade). Bank financial strength rating is baa2. Short-term rating is not assigned.

Long-Term Rating  A3
Long-Term Bank Deposit Rating  A3
Bank Financial Strength Rating  baa2
Short-Term Rating  -
Outlook  ratings under review

Outlook for the ratings of BSI SA is set to ratings under review (an issuer has one or more ratings under review, and thus overrides the outlook designation).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 CHF per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.

In the case of BSI SA failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, commercial enterprises and public-sector offices
Covered Accounts  credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts)
Covered Currencies  all
Maximum Protected Amount  100 000 CHF
Paid In Currency  CHF

Further Information

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of BSI SA and its components are shown in the table below.

BIC  BSILCH22XXX
Bank BIC Code  BSIL
Country Code  CH (Switzerland)
Location Code  22
Branch Code  XXX

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  CHE-105.736.244

European Presence: 2 banks in 2 countries

This bank operates in the following European countries and selected dependent territories of the European countries:

Italy

Switzerland

  •  (this bank) BSI SA (Lugano)