Cembra Money Bank AG (formerly GE Money Bank AG)

Time Deposit Accounts
up to 0.65 %
Consumer Loans
from 7.95 %

Cembra Money Bank, headquartered in Zurich Altstetten, is dedicated to create financial flexibility for its customers providing "flexible solutions for individual objectives". Cembra Bank offers loans, leasing arrangements, credit cards and savings products.

Address
Bändliweg 20, 8048, Zürich, Switzerland
Phone
044 439 81 11
Fax
044 439 84 04
Website
https://www.cembra.ch/
Bank Category
Other banks
Start Date
2010
Total Assets (2015)
4 322.71 mln CHF  (-1.72%)
Deposit Guarantee
100 000 CHF
BIC (SWIFT)
CMBNCHZHXXX
Company Number
CHE-115.295.655

Business Summary

Services
retail banking
leasing and insurance
Products
savings accounts
time deposit accounts (0.45 - 0.65 %)
credit cards
consumer loans (7.95 - 9.95 %)
car loans
car leasing
insurance

Products

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Time deposit accounts made with Cembra Money Bank AG are covered by deposit guarantee scheme of Switzerland up to 100 000 CHF per depositor. Cembra Money Bank AG offers the following time deposit accounts.

Last updated 22 June 2017

Kassenobligation
Sales Region
Switzerland
Account Currency
EUR
Interest Rate (p.a.)
0.45 %
Deposit Term (months)
60
Time Deposit Account Details
Product Name
Kassenobligation
Account Currency
EUR
Interest Rate (p.a.)
0.45 %
Deposit Term (months)
60
Kassenobligation
Sales Region
Switzerland
Account Currency
EUR
Interest Rate (p.a.)
0.55 %
Deposit Term (months)
72
Time Deposit Account Details
Product Name
Kassenobligation
Account Currency
EUR
Interest Rate (p.a.)
0.55 %
Deposit Term (months)
72
Kassenobligation
Sales Region
Switzerland
Account Currency
EUR
Interest Rate (p.a.)
0.65 %
Deposit Term (months)
84
Time Deposit Account Details
Product Name
Kassenobligation
Account Currency
EUR
Interest Rate (p.a.)
0.65 %
Deposit Term (months)
84

Switzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Cembra Money Bank AG.

Last updated 22 June 2017

Cembra MasterCard Premium
Sales Region
Switzerland
Card Currency
CHF
Card Provider
MasterCard
Card Type
Premium
Annual Costs (CHF)
75.00
Credit Card Details
Product Name
Cembra MasterCard Premium
Card Provider
MasterCard
Card Type
Premium
Annual Costs
75.00 CHF
Card Currency
CHF
Bonus Programs
Insurances
Benefits
Services
Cembra MasterCard Gold
Sales Region
Switzerland
Card Currency
CHF
Card Provider
MasterCard
Card Type
Gold
Annual Costs (CHF)
135.00
Credit Card Details
Product Name
Cembra MasterCard Gold
Card Provider
MasterCard
Card Type
Gold
Annual Costs
135.00 CHF
Card Currency
CHF
Bonus Programs
Insurances
Benefits
Services

Switzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Cembra Money Bank AG are shown in the table below.

Last updated 22 June 2017

Barkredit
Sales Region
Switzerland
Loan Currency
CHF
Effective Rate (p.a.)
7.95 - 9.95 %
Loan Amount (CHF)
500 - 80000
Loan Term (months)
6
Barkredit
Sales Region
Switzerland
Loan Currency
CHF
Effective Rate (p.a.)
7.95 - 9.95 %
Loan Amount (CHF)
500 - 80000
Loan Term (months)
12
Barkredit
Sales Region
Switzerland
Loan Currency
CHF
Effective Rate (p.a.)
7.95 - 9.95 %
Loan Amount (CHF)
500 - 80000
Loan Term (months)
24
Barkredit
Sales Region
Switzerland
Loan Currency
CHF
Effective Rate (p.a.)
7.95 - 9.95 %
Loan Amount (CHF)
500 - 80000
Loan Term (months)
36
Barkredit
Sales Region
Switzerland
Loan Currency
CHF
Effective Rate (p.a.)
7.95 - 9.95 %
Loan Amount (CHF)
500 - 80000
Loan Term (months)
48
Barkredit
Sales Region
Switzerland
Loan Currency
CHF
Effective Rate (p.a.)
7.95 - 9.95 %
Loan Amount (CHF)
500 - 80000
Loan Term (months)
60

Switzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.

See Also

Financial Positions

Total Assets (2015)
4 322.71 mln CHF  (-1.72%)

In 2015 total assets of Cembra Money Bank AG were 4 322.71 mln CHF. Decline compared to the previous period (2014) was -1.72%. The evolution of the total assets of Cembra Money Bank AG is shown at Chart 1 below.

Total Assets of Cembra Money Bank AG. Chart 1. Total Assets of Cembra Money Bank AG.

Market Position and Market Share (among banks in Switzerland)

Total Assets (2015)
61st (market share 0.14%)

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 CHF per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Switzerland are obliged to participate in Swiss deposit guarantee scheme.

In the case of Cembra Money Bank AG failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, commercial enterprises and public-sector offices
Covered Accounts  credit balances (e.g. personal accounts, savings accounts, investment accounts, salary accounts, numbered accounts, deposit accounts and current accounts)
Covered Currencies  all
Maximum Protected Amount  100 000 CHF
Paid In Currency  CHF

Further Information

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Cembra Money Bank AG and its components are shown in the table below.

BIC  CMBNCHZHXXX
Bank BIC Code  CMBN
Country Code  CH (Switzerland)
Location Code  ZH
Branch Code  XXX

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  CHE-115.295.655