Cembra Money Bank AG

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Business Summary

Services
retail banking
leasing and insurance
Products
savings accounts
time deposit accounts (0.10 - 1.00 %)
credit cards
consumer loans (7.95 - 9.95 %)
car loans
car leasing
insurance
Area Served
CHSwitzerland
Card Providers
MasterCardMasterCard

Cembra Money Bank AG provides products and services in the areas of retail banking, leasing and insurance. Cembra Money Bank AG offers a range of products including savings accounts, time deposit accounts (0.10 - 1.00 %), credit cards, consumer loans (7.95 - 9.95 %), car loans, car leasing, insurance.

Account Opening

Account Opening Procedure
submit online application

Opening an account with Cembra Money Bank AG can be done by performing the following steps: submit online application.

Ways to Bank

Business Channels
branch branch
online banking online banking

Products and services offered by Cembra Money Bank AG are available at its branches and via its online banking system.

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Cembra Money Bank AG offers the following time deposit accounts.

Updated on 16 October 2024

Kassenobligation
Sales Reqion
CHSwitzerland
Account Currency
EUR
Interest Rate (p.a.)
0.10 - 1.00 %
Deposit Term
24 - 120 months
Interest rate 0.10 - 1.00 %; deposit term 24 - 120 months
Time Deposit Account Details
Product Name
Kassenobligation
Account Currency
EUR
Min. Interest Rate (p.a.)
0.10 %
Max. Interest Rate (p.a.)
1.00 %
Min. Deposit Term
24 months
Max. Deposit Term
120 months

CHSwitzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.
Deposit Guarantee. Time deposit accounts made with Cembra Money Bank AG are covered bydeposit guarantee scheme of Switzerlandup to 100,000 CHF per depositor.
Withholding Tax. Interest gained on time deposit accounts by residents of Switzerlandis taxed at 35.00% rate. Interest gained on time deposit accounts by non-residents of Switzerlandis taxed at 35.00% rate. When the interest is paid, this tax is automatically withhold by Cembra Money Bank AG from the time deposit account.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term).Consumer loans offered by Cembra Money Bank AG are shown in the table below.

Updated on 16 October 2024

Barkredit
Sales Reqion
CHSwitzerland
Effective Rate (p.a.)
7.95 - 9.95 %
Loan Amount
500 - 80,000 CHF
Loan Term
6 - 60 months
Loan amount between 500 - 80,000 CHF; loan term 6 - 60 months; borrowing rate 7.95 - 9.95 %
Consumer Loan Details
Loan Currency
CHF
Min. Loan Term
6 months
Max. Loan Term
60 months
Min. Loan Amount
500 CHF
Max. Loan Amount
80,000 CHF
Min. Effective Rate (p.a.)
7.95 %
Max. Effective Rate (p.a.)
9.95 %

CHSwitzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.

See Also
Flag of Switzerland

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