Cembra Money Bank AG provides products and services in the areas of retail banking, leasing and insurance. Cembra Money Bank AG offers a range of products including savings accounts, time deposit accounts (0.10 - 1.00 %), credit cards, consumer loans (7.95 - 9.95 %), car loans, car leasing, insurance.
Opening an account with Cembra Money Bank AG can be done by performing the following steps: submit online application.
Products and services offered by Cembra Money Bank AG are available at its branches and via its online banking system.
Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).
Cembra Money Bank AG offers the following time deposit accounts.
Updated on 16 October 2024
Switzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.
Deposit Guarantee. Time deposit accounts made with Cembra Money Bank AG are covered bydeposit guarantee scheme of Switzerlandup to 100,000 CHF per depositor.
Withholding Tax. Interest gained on time deposit accounts by residents of Switzerlandis taxed at 35.00% rate. Interest gained on time deposit accounts by non-residents of Switzerlandis taxed at 35.00% rate. When the interest is paid, this tax is automatically withhold by Cembra Money Bank AG from the time deposit account.
Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term).Consumer loans offered by Cembra Money Bank AG are shown in the table below.
Updated on 16 October 2024
Switzerland: This product is offered to Swiss residents only. When clicking on the product link you will be redirected to the product page in German, French or Italian.