Banco Popolare Croatia d.d.

From 1 December 2014, Banco Popolare Croatia is integrated into OTP Bank Croatia.

Bank Category

Commercial banks

Financials

Total Assets (2013)
2 238.52 mln HRK  (-12.95%)
Annual Profit (2013)
-78 934 000.00 HRK

Banco Popolare Croatia d.d. was the 17th largest bank in Croatia in terms of total assets. In 2013 its total assets were 2 238,52 mln HRK, providing the bank with the market share of 0.55%. In 2013 the bank's annual profit was -78,93 mln HRK.

Banco Popolare Croatia d.d. participates in deposit guarantee scheme of Croatia. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

Petrovaradinska 1, 10000, Zagreb, Croatia
+385 1 4653-400
+385 1 4653-409

Banco Popolare Croatia d.d. was headquartered in Zagreb.

Bank Identifiers

BIC (SWIFT)
BPCRHR22
MFI ID
HR51129133900
Bank Sort Code
4115008
Close Date
December 2014

Financial Positions

Total Assets (2013)
2 238.52 mln HRK  (-12.95%)
Total Equity (2013)
292.20 mln HRK  (-12.57%)

In 2013 total assets of Banco Popolare Croatia d.d. were 2 238.52 mln HRK. Decline compared to the previous period (2012) was -12.95%. The evolution of the total assets of Banco Popolare Croatia d.d. is shown at Chart 1 below.

Total Assets of Banco Popolare Croatia d.d..

Chart 1. Total Assets of Banco Popolare Croatia d.d..

Recent changes in total assets of Banco Popolare Croatia d.d. and its main components are shown in Table 1.

2012 2013 % change
Cash and deposits with Central Banks 282.0 403.3 +43.02%
Loans to other clients 1 757.1 1 390.3 -20.88%
Loans to financial institutions 10.8 2.3 -78.34%
Total Assets 2 571.6 2 238.5 -12.95%
Table 1. Recent changes in total assets of Banco Popolare Croatia d.d. (mln HRK).

Recent changes in total liabilities of Banco Popolare Croatia d.d. and its main components are shown in Table 2.

2012 2013 % change
Deposits 2 020.5 1 803.4 -10.75%
Total Liabilities 2 571.6 2 238.5 -12.95%
Table 2. Recent changes in total liabilities of Banco Popolare Croatia d.d. (mln HRK).

Profit and Loss

Annual Profit (2013)
-78 934 000.00 HRK

Recent changes in gross profit of Banco Popolare Croatia d.d. and its main components are shown in Table 3.

2012 2013 % change
Interest Income 196.0 162.1 -17.30%
Interest Charges -80.8 -64.9 -19.72%
Net Interest Income 115.3 97.3 -15.61%
Commission Income 16.4 10.6 -35.47%
Commission Charges -3.1 -3.1 +0.19%
Net Commission Income 13.3 7.5 -43.87%
Table 3. Recent changes in gross profit of Banco Popolare Croatia d.d. (mln HRK).

In 2013 annual profit of Banco Popolare Croatia d.d. was -78 934 000.00 HRK. Decline compared to the previous period (2012) was -8 551.18%. The evolution of the annual profit of Banco Popolare Croatia d.d. is shown at Chart 2 below.

Annual Profit of Banco Popolare Croatia d.d..

Chart 2. Annual Profit of Banco Popolare Croatia d.d..

Market Share and Rank (among banks in Croatia)

Total Assets (2013)
17th (market share 0.55%)

In 2013 Banco Popolare Croatia d.d. was ranked the 17th largest bank in Croatia in terms of total assets, having 0.55% of the domestic market share.

Market share of Banco Popolare Croatia d.d. (among banks in Croatia)

Chart 3. Market share of Banco Popolare Croatia d.d. (among banks in Croatia)

Several banks having the market shares and ranks closest to Banco Popolare Croatia d.d. are shown below.

RankNameTotal AssetsMarket Share
20 Imex banka d.d.2248.83 mln HRK0.44%
17 Banco Popolare Croatia d.d. (closed)2238.52 mln HRK0.55%
17 Wüstenrot stambena štedionica d.d.1731.48 mln HRK0.48%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Croatia are obliged to participate in Croatian deposit guarantee scheme.

In the case of Banco Popolare Croatia d.d. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, small entrepreneurs and non-profit organisations
Covered Accounts  all deposits
Maximum Protected Amount  100 000 EUR
Paid In Currency  HRK

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Banco Popolare Croatia d.d. and its components are shown in the table below.

BIC  BPCRHR22
Bank BIC Code  BPCR
Country Code  HR (Croatia)
Location Code  22
Branch Code  -

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Banco Popolare Croatia d.d. is shown in the table below.

MFI ID  HR51129133900

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  4115008

European Presence: 1 bank in 1 country

Banco Popolare Croatia d.d. operated under the brand name Banco Popolare. This banking brand has presence in the following European countries and selected dependent territories of the European countries:

United Kingdom

Defunct Banks: 3 banks in 3 countries

The following banks operating under Banco Popolare brand name has been recently closed down:

Croatia

  •  (this bank) Banco Popolare Croatia d.d. (Zagreb)

Hungary

Italy