Banka Splitsko-dalmatinska d.d.

On 24 May 2016 Croatian National Bank opened bankruptcy proceedings against Banka splitsko-dalmatinska d.d. The decision was made based on the fact that the shareholders were not ready to strengthen the capital and that resolution of Banka splitsko-dalmatinska d.d. was not necessary in the public interest.

Bank Category

Commercial banks

Financials

Total Assets (2015)
455.04 mln HRK  (+0.79%)
Annual Profit (2015)
-35 503 000.00 HRK

Banka Splitsko-dalmatinska d.d. was the 30th largest bank in Croatia in terms of total assets. In 2015 its total assets were 455,04 mln HRK, providing the bank with the market share of 0.11%. In 2015 the bank's annual profit was -35,50 mln HRK.

Banka Splitsko-dalmatinska d.d. participates in deposit guarantee scheme of Croatia. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

114. brigade 9, 21000, Split, Croatia
+385 21 540-280
+385 21 368-448

Banka Splitsko-dalmatinska d.d. was headquartered in Split.

Bank Identifiers

BIC (SWIFT)
DALMHR22
MFI ID
HR25351138943
Bank Sort Code
4109006
Close Date
May 2016

Financial Positions

Total Assets (2015)
455.04 mln HRK  (+0.79%)
Total Equity (2015)
19.64 mln HRK  (-62.77%)

In 2015 total assets of Banka Splitsko-dalmatinska d.d. were 455.04 mln HRK. Growth compared to the previous period (2014) was 0.79%. The evolution of the total assets of Banka Splitsko-dalmatinska d.d. is shown at Chart 1 below.

Total Assets of Banka Splitsko-dalmatinska d.d..

Chart 1. Total Assets of Banka Splitsko-dalmatinska d.d..

Recent changes in total assets of Banka Splitsko-dalmatinska d.d. and its main components are shown in Table 1.

2014 2015 % change
Cash and deposits with Central Banks 14.5 13.2 -9.09%
Loans 327.1 309.2 -5.47%
Total Assets 451.5 455.0 +0.79%
Table 1. Recent changes in total assets of Banka Splitsko-dalmatinska d.d. (mln HRK).

Recent changes in total liabilities of Banka Splitsko-dalmatinska d.d. and its main components are shown in Table 2.

2014 2015 % change
Deposits 391.6 427.9 +9.26%
Total Liabilities 451.5 455.0 +0.79%
Table 2. Recent changes in total liabilities of Banka Splitsko-dalmatinska d.d. (mln HRK).

Profit and Loss

Annual Profit (2015)
-35 503 000.00 HRK

Recent changes in gross profit of Banka Splitsko-dalmatinska d.d. and its main components are shown in Table 3.

2014 2015 % change
Interest Income 32.0 29.5 -7.72%
Interest Charges -12.2 -11.4 -6.46%
Net Interest Income 19.8 18.1 -8.49%
Commission Income 3.9 4.7 +20.25%
Commission Charges -0.9 -1.2 +32.05%
Net Commission Income 3.0 3.5 +16.75%
Table 3. Recent changes in gross profit of Banka Splitsko-dalmatinska d.d. (mln HRK).

In 2015 annual profit of Banka Splitsko-dalmatinska d.d. was -35 503 000.00 HRK. Decline compared to the previous period (2014) was -5 630.06%. The evolution of the annual profit of Banka Splitsko-dalmatinska d.d. is shown at Chart 2 below.

Annual Profit of Banka Splitsko-dalmatinska d.d..

Chart 2. Annual Profit of Banka Splitsko-dalmatinska d.d..

Market Share and Rank (among banks in Croatia)

Total Assets (2015)
30th (market share 0.11%)

In 2015 Banka Splitsko-dalmatinska d.d. was ranked the 30th largest bank in Croatia in terms of total assets, having 0.11% of the domestic market share.

Market share of Banka Splitsko-dalmatinska d.d. (among banks in Croatia)

Chart 3. Market share of Banka Splitsko-dalmatinska d.d. (among banks in Croatia)

Several banks having the market shares and ranks closest to Banka Splitsko-dalmatinska d.d. are shown below.

RankNameTotal AssetsMarket Share
28 Samoborska banka d.d.477.41 mln HRK0.12%
30 Banka Splitsko-dalmatinska d.d. (closed)455.04 mln HRK0.11%
27 Primorska banka d.d. (closed)442.92 mln HRK0.14%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Croatia are obliged to participate in Croatian deposit guarantee scheme.

In the case of Banka Splitsko-dalmatinska d.d. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, small entrepreneurs and non-profit organisations
Covered Accounts  all deposits
Maximum Protected Amount  100 000 EUR
Paid In Currency  HRK

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Banka Splitsko-dalmatinska d.d. and its components are shown in the table below.

BIC  DALMHR22
Bank BIC Code  DALM
Country Code  HR (Croatia)
Location Code  22
Branch Code  -

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Banka Splitsko-dalmatinska d.d. is shown in the table below.

MFI ID  HR25351138943

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  4109006