Hrvatska poštanska banka d.d.

Hrvatska poštanska banka d.d. is a universal bank, offering retail and corporate banking products and services to its customers.

Bank Category

Commercial banks

Financials

Total Assets (2017)
19 798.15 mln HRK  (+2.28%)
Annual Profit (2017)
8.33 mln HRK  (-95.57%)

Hrvatska poštanska banka d.d. is the 7th largest bank in Croatia in terms of total assets. In 2017 its total assets were 19 798,15 mln HRK, providing the bank with the market share of 4.96%. In 2017 the bank's annual profit was 8,33 mln HRK.

Hrvatska poštanska banka d.d. participates in deposit guarantee scheme of Croatia. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

Jurišićeva 4, 10000, Zagreb, Croatia
+385 1 4804-574
+385 1 4810-791

Hrvatska poštanska banka d.d. is headquartered in Zagreb.

Bank Identifiers

BIC (SWIFT)
HPBZHR2X
MFI ID
HR87939104217
Bank Sort Code
2390001

Financial Positions

Total Assets (2017)
19 798.15 mln HRK  (+2.28%)
Total Equity (2017)
1 905.29 mln HRK  (-1.76%)

In 2017 total assets of Hrvatska poštanska banka d.d. were 19 798.15 mln HRK. Growth compared to the previous period (2016) was 2.28%. The evolution of the total assets of Hrvatska poštanska banka d.d. is shown at Chart 1 below.

Total Assets of Hrvatska poštanska banka d.d..

Chart 1. Total Assets of Hrvatska poštanska banka d.d..

Recent changes in total assets of Hrvatska poštanska banka d.d. and its main components are shown in Table 1.

2016 2017 % change
Cash and deposits with Central Banks 421.5 460.0 +9.14%
Loans 11 401.8 10 994.0 -3.58%
Total Assets 19 357.7 19 798.2 +2.28%
Table 1. Recent changes in total assets of Hrvatska poštanska banka d.d. (mln HRK).

Recent changes in total liabilities of Hrvatska poštanska banka d.d. and its main components are shown in Table 2.

2016 2017 % change
Deposits 16 277.9 16 932.5 +4.02%
Total Liabilities 19 357.7 19 798.2 +2.28%
Table 2. Recent changes in total liabilities of Hrvatska poštanska banka d.d. (mln HRK).

Profit and Loss

Annual Profit (2017)
8.33 mln HRK  (-95.57%)

Recent changes in gross profit of Hrvatska poštanska banka d.d. and its main components are shown in Table 3.

2016 2017 % change
Interest Income 721.0 657.8 -8.77%
Interest Charges -207.3 -134.5 -35.15%
Net Interest Income 513.7 523.3 +1.88%
Commission Income 493.7 519.2 +5.17%
Commission Charges -309.1 -328.8 +6.38%
Net Commission Income 184.6 190.3 +3.13%
Table 3. Recent changes in gross profit of Hrvatska poštanska banka d.d. (mln HRK).

In 2017 annual profit of Hrvatska poštanska banka d.d. was 8.33 mln HRK. Decline compared to the previous period (2016) was -95.57%. The evolution of the annual profit of Hrvatska poštanska banka d.d. is shown at Chart 2 below.

Annual Profit of Hrvatska poštanska banka d.d..

Chart 2. Annual Profit of Hrvatska poštanska banka d.d..

Market Share and Rank (among banks in Croatia)

Total Assets (2017)
7th (market share 4.96%)

In 2017 Hrvatska poštanska banka d.d. was ranked the 7th largest bank in Croatia in terms of total assets, having 4.96% of the domestic market share.

Market share of Hrvatska poštanska banka d.d. (among banks in Croatia)

Chart 3. Market share of Hrvatska poštanska banka d.d. (among banks in Croatia)

Several banks having the market shares and ranks closest to Hrvatska poštanska banka d.d. are shown below.

RankNameTotal AssetsMarket Share
6 Addiko Bank d.d.21199.22 mln HRK5.31%
7 Hrvatska poštanska banka d.d.19798.15 mln HRK4.96%
8 OTP banka d.d.19646.97 mln HRK4.92%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Croatia are obliged to participate in Croatian deposit guarantee scheme.

In the case of Hrvatska poštanska banka d.d. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, small entrepreneurs and non-profit organisations
Covered Accounts  all deposits
Maximum Protected Amount  100 000 EUR
Paid In Currency  HRK

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Hrvatska poštanska banka d.d. and its components are shown in the table below.

BIC  HPBZHR2X
Bank BIC Code  HPBZ
Country Code  HR (Croatia)
Location Code  2X
Branch Code  -

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Hrvatska poštanska banka d.d. is shown in the table below.

MFI ID  HR87939104217

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  2390001

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