Jadranska Banka was founded in April 1957 as Komunalna banka Šibenik. Jadranska Banka was a universal bank, significantly contributing to economic and social development of Šibenik-Knin County by providing retail and business banking products and services to local individuals, SMEs and companies. In April 2019, Jadranska Banka was merged into Hrvatska Poštanska Banka.
In 2018, Jadranska banka d.d. achieved the position of 18th largest bank in Croatia with a market share of 0.40%; its total assets dropped by 3.08%.
Additionally, the bank became the 25th profitable bank in relation to its total assets showcasing -1.27% return on assets and -26.00% return on equity in 2018.
Also the lender held the 25th position regarging its loans-to-deposits (L/D) registering 30.72% L/D ratio in 2018.
Deposits up to 100,000 EUR are covered by Croatian deposit guarantee scheme in Jadranska banka d.d.
Jadranska banka d.d. was the 18th largest bank in Croatia in terms of total assets. In 2018 its total assets were 1 675,99 mln HRK, providing the bank with the market share of 0.40%. In 2018 the bank's annual profit was -21,65 mln HRK.
Jadranska banka d.d. participates in the deposit guarantee scheme of Croatia which applies to all accounts made by natural persons, legal entities and covers up to up to 100,000 EUR per bank per depositor. Jadranska banka d.d. is a member of State Agency for Deposit Insurance and Bank Resolution (DAB) and makes its contributions into it.
Jadranska banka d.d. was headquartered in Šibenik.
Jadranska banka d.d. was authorized and supervised by the Hrvatska Narodna Banka.
Jadranska banka d.d. provides products and services in the areas of retail banking, business banking. Jadranska banka d.d. offers a range of products including current accounts, debit cards, deposit accounts, consumer loans, mortgage loans, lombard loans, business loans.
Products and services offered by Jadranska banka d.d. are available at its branches and via its online banking system.
In 2018 total assets of Jadranska banka d.d. were 1,675.99 mln HRK. Decline compared to the previous period (2017) was -3.08%. The evolution of the total assets of Jadranska banka d.d. is shown at Chart 1 below.
Chart 1. Total Assets of Jadranska banka d.d..
Recent changes in total assets of Jadranska banka d.d. and its main components are shown in Table 1.
2017 | 2018 | change (%) | |
---|---|---|---|
Cash and deposits with Central Banks | 35.7 | 460.5 | +1,188.82% |
Loans | 408.9 | 460.5 | +12.61% |
Total Assets | 1,729.3 | 1,676.0 | -3.08% |
Table 1. Recent changes in total assets of Jadranska banka d.d. (mln HRK).
Recent changes in total liabilities of Jadranska banka d.d. and its main components are shown in Table 2.
2017 | 2018 | change (%) | |
---|---|---|---|
Deposits | 1,541.6 | 1,499.1 | -2.76% |
Total Liabilities | 1,729.3 | 1,676.0 | -3.08% |
Table 2. Recent changes in total liabilities of Jadranska banka d.d. (mln HRK).
Recent changes in gross profit of Jadranska banka d.d. and its main components are shown in Table 3.
2017 | 2018 | change (%) | |
---|---|---|---|
Interest Income | 44.8 | 41.1 | -8.23% |
Interest Charges | -19.0 | -10.8 | -43.08% |
Net Interest Income | 25.9 | 30.4 | +17.33% |
Commission Income | 12.8 | 12.4 | -3.70% |
Commission Charges | -3.0 | -2.8 | -4.37% |
Net Commission Income | 9.9 | 9.5 | -3.51% |
Table 3. Recent changes in gross profit of Jadranska banka d.d. (mln HRK).
In 2018 annual profit of Jadranska banka d.d. was -21,646,000.00 HRK. Decline compared to the previous period (2017) was -30.18%. The evolution of the annual profit of Jadranska banka d.d. is shown at Chart 2 below.
Chart 2. Annual Profit of Jadranska banka d.d..
Discover key identifiers of Jadranska banka d.d. including its BIC, LEI, sort code, MFI ID.
BIC: JADRHR2X
The BIC (also known as SWIFT code) for Jadranska banka d.d. is JADRHR2X. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
Key | Value |
---|---|
BIC | JADRHR2X |
Bank BIC Code | JADR |
Country Code | HR (Croatia) |
Location Code | 2X |
Branch Code | - |
LEI: 529900844QR6LA6P3E73
Jadranska banka d.d.’s LEI is 529900844QR6LA6P3E73. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
Key | Value |
---|---|
LEI | 529900844QR6LA6P3E73 |
LOU Identifier | 5299 |
Reserved | 00 |
Entity Identifier | 844QR6LA6P3E |
Verification ID | 73 |
Bank Sort Code: 2411006
The Bank Sort Code for Jadranska banka d.d. is 2411006. This unique code identifies the bank within Croatia and is essential for domestic payment transactions.
Key | Value |
---|---|
Bank Sort Code | 2411006 |
In Croatia bank sort codes are assigned bythe Hrvatska Narodna Banka (en: Croatian National Bank) and consist of 7 digits.
MFI ID: HR02899494784
Jadranska banka d.d.’s MFI ID, HR02899494784, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Croatia (HR), followed by the institutions's internal ID.
Key | Value |
---|---|
MFI ID | HR02899494784 |
Country Code | HR |
MFI Code | 02899494784 |
TheBanks.eu identified several banks similar to Jadranska banka d.d. based on various criteria, including: