OTP banka d.d.

OTP Bank is a Hungarian credit institution and the main entity of OTP Group (Hungary). OTP Bank operates as a universal bank, providing a full range of retail, private and corporate banking products and services to private individuals and corporate customers.

Bank Category

Commercial banks

Financials

Total Assets (2017)
19 646.97 mln HRK  (+24.42%)
Annual Profit (2017)
52.19 mln HRK  (-57.71%)

OTP banka d.d. is the 8th largest bank in Croatia in terms of total assets. In 2017 its total assets were 19 646,97 mln HRK, providing the bank with the market share of 4.92%. In 2017 the bank's annual profit was 52,19 mln HRK.

OTP banka d.d. participates in deposit guarantee scheme of Croatia. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Member of Group

 OTP Bank (Hungary)

Contacts

Domovinskog rata 61, 21000, Split, Croatia
+385 62 201-602
+385 62 201-950

OTP banka d.d. is headquartered in Split.

Bank Identifiers

BIC (SWIFT)
OTPVHR2X
MFI ID
HR52508873833

Financial Positions

Total Assets (2017)
19 646.97 mln HRK  (+24.42%)
Total Equity (2017)
5 036.54 mln HRK  (+179.98%)

In 2017 total assets of OTP banka d.d. were 19 646.97 mln HRK. Growth compared to the previous period (2016) was 24.42%. The evolution of the total assets of OTP banka d.d. is shown at Chart 1 below.

Total Assets of OTP banka d.d..

Chart 1. Total Assets of OTP banka d.d..

Recent changes in total assets of OTP banka d.d. and its main components are shown in Table 1.

2016 2017 % change
Cash and deposits with Central Banks 279.4 277.1 -0.83%
Loans 10 409.0 10 818.7 +3.94%
Total Assets 15 790.4 19 647.0 +24.42%
Table 1. Recent changes in total assets of OTP banka d.d. (mln HRK).

Recent changes in total liabilities of OTP banka d.d. and its main components are shown in Table 2.

2016 2017 % change
Deposits 12 612.4 13 184.9 +4.54%
Total Liabilities 15 790.4 19 647.0 +24.42%
Table 2. Recent changes in total liabilities of OTP banka d.d. (mln HRK).

Profit and Loss

Annual Profit (2017)
52.19 mln HRK  (-57.71%)

Recent changes in gross profit of OTP banka d.d. and its main components are shown in Table 3.

2016 2017 % change
Interest Income 686.5 634.4 -7.60%
Interest Charges -140.6 -77.0 -45.25%
Net Interest Income 546.0 557.4 +2.09%
Commission Income 163.4 171.6 +5.01%
Commission Charges -42.9 -47.4 +10.51%
Net Commission Income 120.5 124.2 +3.04%
Table 3. Recent changes in gross profit of OTP banka d.d. (mln HRK).

In 2017 annual profit of OTP banka d.d. was 52.19 mln HRK. Decline compared to the previous period (2016) was -57.71%. The evolution of the annual profit of OTP banka d.d. is shown at Chart 2 below.

Annual Profit of OTP banka d.d..

Chart 2. Annual Profit of OTP banka d.d..

Market Share and Rank (among banks in Croatia)

Total Assets (2017)
8th (market share 4.92%)

In 2017 OTP banka d.d. was ranked the 8th largest bank in Croatia in terms of total assets, having 4.92% of the domestic market share.

Market share of OTP banka d.d. (among banks in Croatia)

Chart 3. Market share of OTP banka d.d. (among banks in Croatia)

Several banks having the market shares and ranks closest to OTP banka d.d. are shown below.

RankNameTotal AssetsMarket Share
7 Hrvatska poštanska banka d.d.19798.15 mln HRK4.96%
8 OTP banka d.d.19646.97 mln HRK4.92%
9 Sberbank d.d.8896.76 mln HRK2.23%
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Croatia are obliged to participate in Croatian deposit guarantee scheme.

In the case of OTP banka d.d. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, small entrepreneurs and non-profit organisations
Covered Accounts  all deposits
Maximum Protected Amount  100 000 EUR
Paid In Currency  HRK

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of OTP banka d.d. and its components are shown in the table below.

BIC  OTPVHR2X
Bank BIC Code  OTPV
Country Code  HR (Croatia)
Location Code  2X
Branch Code  -

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of OTP banka d.d. is shown in the table below.

MFI ID  HR52508873833

European Presence: 6 banks in 6 countries

OTP banka d.d. operates under the brand name OTP Bank. This banking brand has presence in the following European countries and selected dependent territories of the European countries:

Croatia

  •  (this bank) OTP banka d.d. (Split)

Germany

Hungary

Romania

Serbia

Slovakia